Snake River Federal Credit Union Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Snake River Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Snake River Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.01%. Rates were last updated on 03/06/2026.
Snake River Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Snake River Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Snake River Federal Credit Union Texas RatioSnake River Federal Credit Union's Texas Ratio is at 3.01%, which is considered excellent. The Texas Ratio for Snake River Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Snake River Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Snake River Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Snake River Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 98/100
Snake River Federal Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/06/2026
Snake River Federal Credit Union
2361 2361 Orchard Dr E
Twin Falls, ID 83301 7987 
Snake River Federal Credit Union Auto Loan Rates
Snake River Federal Credit Union Credit Card Rates
Snake River Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Snake River Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Snake River Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Snake River Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Snake River Federal Credit Union
Website: https://snakeriverfcu.com
Full Time Employees: 3Part Time Employees: 0 President: Jill Walters CEO: Tracey ODonnell Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
2361 Orchard Dr E
Twin Falls, ID 83301 7987 Phone Number: 208-734-8671 Fax Number: 208-735-1057 FinancialsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (98/100)
Texas Ratio:
3.01%
Return on Assets (ROA):
0.3942%
Return on Equity (ROE):
2.5338%
Non-Performing Loans Ratio (NPL):
0.51%
Total Assets:
11,350,536
Total Amount of Shares and Deposits:
9,506,678
Total Shares and Deposits < 1 Year:
9,110,430
Total Shares and Deposits 1 3 Years:
396,248
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,506,678
Total Interest Expense (Sum of items 6 8):
126,117
Share Certificates:
188
Number of Accounts for Share Drafts:
848
Number of Accounts for Regular Shares:
1,531
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
285,011
Total Liabilities:
9,588,955
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Snake River Federal Credit UnionIs a member application needed to join Snake River Federal Credit Union?Yes, to access services at Snake River Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Snake River Federal Credit Union provides a range of mortgage and home equity products. Is Snake River Federal Credit Union a safe place to deposit money?Yes, Snake River Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Snake River Federal Credit Union offer online and mobile banking?Most modern institutions like Snake River Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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