Soo-Co-Op Credit Union Rates and Review January 2026
Compare Soo-Co-Op Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Soo-Co-Op Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySoo-Co-Op Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Soo-Co-Op Credit Union? Share your experience about Soo-Co-Op Credit Union by leaving a review below, or read customer reviews before you decide to use Soo-Co-Op Credit Union. Overall, Soo-Co-Op Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Soo-Co-Op Credit Union Soo Co op Credit Union 4489 I 75 Business Spur Sault Sainte Marie, MI 49783  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum
13.900%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonOpen-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Lines of Credit
11.900% - 19.400%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Soo-Co-Op Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Soo-Co-Op Credit Union
Website: https://www.soocoop.com
Full Time Employees: 67Part Time Employees: 24 President: Edwin Cook CEO: Lynda Ellis Branch Locations: 6 ATM Locations: 4 Corporate Office Address:
4489 I 75 Business Spur
Sault Sainte Marie, MI 49783 Phone Number: 906-632-5300 Fax Number: 906-632-6631 FinancialsTotal Assets:
308,461,190
Total Amount of Shares and Deposits:
269,237,667
Total Shares and Deposits < 1 Year:
253,075,667
Total Shares and Deposits 1 3 Years:
9,674,184
Total Shares and Deposits > 3 Years:
6,487,816
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,192,810
Total Uninsured Shares and Deposits > $250K (F+J):
1,192,810
Total Insured Shares and Deposits > $250K (item 17 less item K):
268,044,857
Total Interest Expense (Sum of items 6 8):
2,390,868
Share Certificates:
1,809
Number of Accounts for Share Drafts:
13,388
IRA KEOGH Accounts:
727
Number of Accounts for Regular Shares:
30,220
All other shares:
66
Money Market Shares:
871
Net Income (unless the amount is already included in Undivided Earnings):
2,990,590
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
45,500,935
Total Liabilities:
270,957,379
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Soo-Co-Op Credit UnionIs a member application needed to join Soo-Co-Op Credit Union?Yes, to access services at Soo-Co-Op Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Soo-Co-Op Credit Union provides a range of mortgage and home equity products. Is Soo-Co-Op Credit Union a safe place to deposit money?Yes, Soo-Co-Op Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Soo-Co-Op Credit Union offer online and mobile banking?Most modern institutions like Soo-Co-Op Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 1.90% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 19.74%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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