Stamford Healthcare Credit Union Rates and Review February 2026
Stamford Healthcare Credit Union's Personal Loan Rates are at 5.00%. You can compare Stamford Healthcare Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.99%, 6-month share certificate rates at 0.60% and 3-month share certificate rates at 0.20%. Savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.57%. All these rates, and more, can be found in our database of rates which you can compare to Stamford Healthcare Credit Union rates.
Stamford Healthcare Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Stamford Healthcare Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Stamford Healthcare Credit Union Texas RatioStamford Healthcare Credit Union's Texas Ratio is at 1.05%, which is considered excellent. The Texas Ratio for Stamford Healthcare Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Stamford Healthcare Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Stamford Healthcare Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Stamford Healthcare Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Stamford Healthcare Credit Union
Stamford Healthcare Credit Union Inc 4 Hospital Plz
Stamford, CT 06902 3602
Stamford Healthcare Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Stamford Healthcare Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Stamford Healthcare Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Stamford Healthcare Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Stamford Healthcare Credit Union
Website: https://www.shccu.org
Full Time Employees: 3Part Time Employees: 1 President: Robert Salvi CEO: Rose Coscarelli Curtis Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
4 Hospital Plz
Stamford, CT 06902 3602 Phone Number: 203-316-9111 Fax Number: 203-316-9080 FinancialsTotal Assets:
23,270,497
Total Amount of Shares and Deposits:
20,467,465
Total Shares and Deposits < 1 Year:
20,380,713
Total Shares and Deposits 1 3 Years:
86,752
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,408,567
Total Uninsured Shares and Deposits > $250K (F+J):
1,408,567
Total Insured Shares and Deposits > $250K (item 17 less item K):
19,058,898
Total Interest Expense (Sum of items 6 8):
7,503
Share Certificates:
25
Number of Accounts for Share Drafts:
859
Number of Accounts for Regular Shares:
2,617
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
789,612
Total Liabilities:
20,491,734
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Stamford Healthcare Credit UnionIs a member application needed to join Stamford Healthcare Credit Union?Yes, to access services at Stamford Healthcare Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Stamford Healthcare Credit Union provides a range of mortgage and home equity products. Is Stamford Healthcare Credit Union a safe place to deposit money?Yes, Stamford Healthcare Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Stamford Healthcare Credit Union offer online and mobile banking?Most modern institutions like Stamford Healthcare Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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