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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sunrise Family Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Sunrise Family Credit Union's CD Accounts 60 month rates are at 0.95%, CD Accounts 48 month rates are at 0.85%, CD Accounts 36 month rates are at 0.75%, CD Accounts 24 month rates are at 0.50%, CD Accounts 12 month rates are at 0.40%. Sunrise Family Credit Union's savings rates are at 0.01%. Sunrise Family Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Sunrise Family Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.84%. Rates were last updated on 04/19/2026. Sunrise Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sunrise Family Credit Union? Share your experience about Sunrise Family Credit Union by leaving a review below, or read customer reviews before you decide to use Sunrise Family Credit Union. Sunrise Family Credit Union
Sunrise Family Credit Union 404 S Euclid Ave
https://www.sunrisefamilycu.org Bay City, MI 48706 3206 
Sunrise Family Credit Union CD Rates
Sunrise Family Credit Union Savings Rates
Sunrise Family Credit Union Money Market Rates
Sunrise Family Credit Union Home Equity & HELOC
Sunrise Family Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sunrise Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sunrise Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sunrise Family Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sunrise Family Credit Union
Website
https://www.sunrisefamilycu.org
Address
404 S Euclid Ave,
Bay City, MI 48706 3206
Phone
989-684-1730
Fax
989-686-2552
President
James Voss
CEO
Jeff Rabanus
Full-Time Employees
39
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.84%
Return on Assets (ROA)
-0.0371%
Return on Equity (ROE)
-0.3999%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
130,091,314
Total Amount of Shares and Deposits
117,752,523
Total Shares and Deposits < 1 Year
116,363,168
Total Shares and Deposits 1 3 Years
1,178,126
Total Shares and Deposits > 3 Years
211,229
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,675,948
Total Uninsured Shares and Deposits > $250K (F+J)
4,675,948
Total Insured Shares and Deposits > $250K (item 17 less item K)
113,076,575
Total Interest Expense (Sum of items 6 8)
458,500
Share Certificates
395
Number of Accounts for Share Drafts
5,964
IRA KEOGH Accounts
150
Number of Accounts for Regular Shares
10,705
Money Market Shares
132
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,633,203
Total Liabilities
118,605,897
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Sunrise Family Credit UnionIs Sunrise Family Credit Union a safe place to deposit money?Yes, Sunrise Family Credit Union is considered a safe financial institution. With a Texas Ratio of 0.83781093932989%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Sunrise Family Credit Union operate?Sunrise Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sunrise Family Credit Union?Yes, to access services at Sunrise Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sunrise Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sunrise Family Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sunrise Family Credit Union offer online and mobile banking?Most modern institutions like Sunrise Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sunrisefamilycu.org. Current Sunrise Family Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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