The Morning Star Federal Credit Union Rates and Review January 2026
Compare The Morning Star Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Morning Star Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityThe Morning Star Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Morning Star Federal Credit Union? Share your experience about The Morning Star Federal Credit Union by leaving a review below, or read customer reviews before you decide to use The Morning Star Federal Credit Union. Overall, The Morning Star Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. The Morning Star Federal Credit Union Lame Deer Montana 509 Cheyenne Avenue South Lame Deer, MT 59043  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Business Rewards Card
15.240%
Prime Platinum Visa Credit Card
11.500%
Rewards Student Classic
16.500%
Credit Limit - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.700%
$0 - $10,000
60 - 60
Loan Specials
8.500%
$0 - $6,000
42
Unsecured/Personal Loans
8.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have The Morning Star Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: The Morning Star Federal Credit Union
Website: https://www.tmsfcu.com
Full Time Employees: 4Part Time Employees: 0 President: June Beartusk CEO: Shelby Birdinground Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
509 Cheyenne Avenue South
Lame Deer, MT 59043 Phone Number: 406-477-8411 Fax Number: FinancialsTotal Assets:
2,396,018
Total Amount of Shares and Deposits:
1,835,570
Total Shares and Deposits < 1 Year:
1,835,568
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,835,570
Total Interest Expense (Sum of items 6 8):
471
Share Certificates:
1
Number of Accounts for Share Drafts:
1,568
Number of Accounts for Regular Shares:
2,376
Net Income (unless the amount is already included in Undivided Earnings):
-64,543
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,765,686
Total Liabilities:
2,192,393
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About The Morning Star Federal Credit UnionIs a member application needed to join The Morning Star Federal Credit Union?Yes, to access services at The Morning Star Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, The Morning Star Federal Credit Union provides a range of mortgage and home equity products. Is The Morning Star Federal Credit Union a safe place to deposit money?Yes, The Morning Star Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does The Morning Star Federal Credit Union offer online and mobile banking?Most modern institutions like The Morning Star Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.88%, 6-month CD rates at 3.80% and 3-month CD rates at 2.65%. Savings rates are at 0.02% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 15.24%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to 
