TruEnergy Federal Credit Union Rates and Review January 2026
Compare TruEnergy Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of TruEnergy Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityTruEnergy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at TruEnergy Federal Credit Union? Share your experience about TruEnergy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TruEnergy Federal Credit Union. Overall, TruEnergy Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. TruEnergy Federal Credit Union TruEnergy FCU Springfield 6801 Industrial Rd Springfield, VA 22151  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonMax Rewards Visa Credit Card
15.250%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
10.490%
$0
Personal Loan
12.250% - 17.000%
$0 - $20,000
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have TruEnergy Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: TruEnergy Federal Credit Union
Website: https://truenergyfcu.org
Full Time Employees: 22Part Time Employees: 0 President: Nell Shelley CEO: Scott Benson Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
6801 Industrial Rd
Springfield, VA 22151 Phone Number: 703-750-4394 Fax Number: 703-750-7626 FinancialsTotal Assets:
124,109,669
Total Amount of Shares and Deposits:
108,044,186
Total Shares and Deposits < 1 Year:
102,796,998
Total Shares and Deposits 1 3 Years:
5,010,249
Total Shares and Deposits > 3 Years:
236,939
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
8,447,656
Total Uninsured Shares and Deposits > $250K (F+J):
8,447,656
Total Insured Shares and Deposits > $250K (item 17 less item K):
99,596,530
Total Interest Expense (Sum of items 6 8):
1,120,479
Share Certificates:
721
Number of Accounts for Share Drafts:
3,526
IRA KEOGH Accounts:
246
Number of Accounts for Regular Shares:
6,570
Money Market Shares:
196
Net Income (unless the amount is already included in Undivided Earnings):
181,290
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
7,526,881
Total Liabilities:
108,525,706
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About TruEnergy Federal Credit UnionIs a member application needed to join TruEnergy Federal Credit Union?Yes, to access services at TruEnergy Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, TruEnergy Federal Credit Union provides a range of mortgage and home equity products. Is TruEnergy Federal Credit Union a safe place to deposit money?Yes, TruEnergy Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does TruEnergy Federal Credit Union offer online and mobile banking?Most modern institutions like TruEnergy Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.80%, 6-month CD rates at 0.10% and 3-month CD rates at 0.50%. Savings rates are at 0.40% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 12.49%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates which you can compare to 
