U S POSTAL SERVICE CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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U S POSTAL SERVICE12-month CD rates can be found at 0.35%, 6-month CD rates at 3.02% and 3-month CD rates at 4.40%. Savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.83%. Credit Card rates are at 14.74%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to U S POSTAL SERVICE rates.

Compare U S POSTAL SERVICE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of U S POSTAL SERVICE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

U S POSTAL SERVICE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at U S POSTAL SERVICE? Share your experience about U S POSTAL SERVICE by leaving a review below, or read customer reviews before you decide to use U S POSTAL SERVICE.

Overall, U S POSTAL SERVICE is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Bennington State Bank
Clinton
7905 Malcolm Rd Ste 311
Clinton, MD 20735 1730
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare U S POSTAL SERVICE Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Colorado Federal Savings Bank
Colorado Federal Savings Bank
12-Month CD
4.40%
$5,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Month CD
4.26%
$500
Pacific Crest SB
Pacific Crest SB
24-Month CD
3.90%
$2,000
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
3.82%
$500
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
CorTrust Bank
CorTrust Bank
12-Month CD
3.75%
$500
Ascendia Bank
Ascendia Bank
12-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
24-Month CD
3.75%
$1,000
The Bank of Romney
The Bank of Romney
18-Month CD
3.30%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
12-Month CD
3.30%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
3.29%
$500
Needham Bank
Needham Bank
48-Month CD
3.25%
$1,000
Community Bank of Trenton
Community Bank of Trenton
60-Month CD
3.25%
$5,000
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
KeySavings Bank
KeySavings Bank
Enterprise Enhanced Money Market
3.17%
$2,000
Headwaters State Bank
Headwaters State Bank
Money Market
3.04%
$200,000
Gogebic Range Bank
Gogebic Range Bank
48-Month CD
3.03%
$500
Academy Bank
Academy Bank
60-Month CD
3.03%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
24-Month CD
3.02%
$500
Collinsville Bank
Collinsville Bank
24-Month CD
3.00%
$500
Citizens State Bank Moundridge, KS
18-Month CD
3.00%
$1,000
Parke Bank
Parke Bank
36-Month CD
3.00%
$500
Community Bank Bristow, OK
Community Bank Bristow, OK
12-Month CD
2.83%
$2,500
Centreville Bank
Centreville Bank
24-Month CD
2.75%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.52%
$1,000
Longview Bank
Longview Bank
60-Month CD
2.50%
$500
Genoa Community Bank
Genoa Community Bank
30-Month CD
2.45%
$500
New Market Bank
New Market Bank
60-Month CD
2.30%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Alliance Bank IN
Alliance Bank IN
30-Month CD
1.50%
$1,000
Shelby County State Bank
Shelby County State Bank
60-Month CD
1.36%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
48-Month CD
1.25%
$500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Money Market Maximum
0.90%
$100,000
Cornerstone State Bank
Cornerstone State Bank
Savings
0.75%
$1
Bank of Vici
Bank of Vici
Savings
0.75%
$1
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
Bank of Luxemburg
Bank of Luxemburg
Advantage Checking
0.50%
$50,000
First National Bank in Ord
First National Bank in Ord
Savings
0.50%
$25
Marion Center Bank
Marion Center Bank
Statement Savings
0.50%
$100
FNB of Absecon
FNB of Absecon
60-Month CD
0.30%
$0
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
FNB of Elmer
FNB of Elmer
Statement Savings
0.25%
$50
Adirondack Trust Company
Adirondack Trust Company
24-Month CD
0.25%
$500
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
Community Bank of Missouri
Community Bank of Missouri
Savings
0.10%
$0
Fulton Savings Bank
Fulton Savings Bank
Statement Savings
0.05%
$100
Abington Bank
Abington Bank
3-Month CD
0.05%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare U S POSTAL SERVICE Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.750%
5.793%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.750%
5.811%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.875%
5.958%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.875%
5.962%
0.500
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.000%
6.134%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.125%
6.144%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.000%
6.181%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.125%
6.195%
0.500
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.239%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
6.125%
6.257%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.125%
6.267%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.125%
6.350%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.000%
6.365%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.250%
6.434%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.375%
6.435%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.375%
6.483%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare U S POSTAL SERVICE Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare U S POSTAL SERVICE Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have U S POSTAL SERVICE rate data right now, check back for updates, we are adding rates all the time.

U S POSTAL SERVICE Information

Credit Union Name: U S POSTAL SERVICE
Full Time Employees: 48
Part Time Employees: 2
President: Michael McCartney
CEO: Steven Cimino
Branch Locations: 5
ATM Locations: 0
Corporate Office Address:
7905 Malcolm Rd Ste 311
Clinton, MD 20735 1730
Phone Number: 301-856-5000
Fax Number: 301-856-4061

U S POSTAL SERVICE Financials

Total Assets:
273,917,085
Total Amount of Shares and Deposits:
230,659,571
Total Shares and Deposits < 1 Year:
219,868,362
Total Shares and Deposits 1 3 Years:
8,300,536
Total Shares and Deposits > 3 Years:
2,490,673
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,165,855
Total Uninsured Shares and Deposits > $250K (F+J):
15,165,855
Total Insured Shares and Deposits > $250K (item 17 less item K):
215,493,716
Total Interest Expense (Sum of items 6 8):
910,976
Share Certificates:
2,682
Number of Accounts for Share Drafts:
12,437
IRA KEOGH Accounts:
1,417
Number of Accounts for Regular Shares:
30,295
All other shares:
2,611
Money Market Shares:
1,105
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
35,409,044
Total Liabilities:
244,692,497
Show More

U S POSTAL SERVICE Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

American Bank Online of Allentown, Pennsylvania, is advertising some of the best CD rates currently available. American Bank is advertising regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. The certificate of deposit terms range between 3 months and 60 months. The minimum opening balance for a regular certificate of deposit is $500. IRA certificates of deposit require a minimum opening deposit of $250.
Current mortgage rates today are mixed, no real big change in average mortgage rates. Right now 30 year mortgage rates are averaging 4.17%, up from Thursday's average 30 year mortgage rate of 4.12%. 15 year mortgage rates today are averaging 3.41%, down from yesterday's average 15 year mortgage rate of 3.45%. The rates displayed are average rates. There are lenders offering mortgage rates lower than the averages. 30 year jumbo mortgage rates today are averaging 4.54%, unchanged from yesterday's average 30 year jumbo mortgage rate. Today's mortgage rates on 15 year jumbo mortgage rates are averaging 3.77%, up slightly from yesterday’s average 15 year jumbo mortgage rate of 3.76%.
CD Rates: Current CD Rates at Banks July 22, 2009CD Rates at banks were down fractionally again this week over last week, except for the average five-year certificate of deposit rate which was up ever so slightly. Certificate of deposit rates are expected to stay in this low range for a while since the Federal Reserve Bank isn't expected to raise interest rates until sometime in 2010 when the economy recovers and gains traction.

Bank or Credit Union Offers and Deals

Current Mortgage Interest Rates: November 2, 2009
Mortgage Rates: Fixed Mortgage Rates Higher, 30 Year Mortgage Rates at 4.30%
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State Farm Bank Savings Rates now at 0.10%
Savings Rate Up in February as Savings Account Rates Continue to Decline
Current Mortgage Rates Back to 5.00% - Freddie Mac
CD Rates Jump Higher This Week
Current Mortgage Rates Unchanged - 10 Year Bond at 3.45 Percent
Current Mortgage Rates Rise in Freddie Mac's PMMS
Mortgage Rates Lower: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.21%

Alternative Bank and Credit Union Offers to Explore

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U S POSTAL SERVICE Reviews

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