Upper Cumberland Federal Credit Union Rates and Review January 2026
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Compare Upper Cumberland Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Upper Cumberland Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUpper Cumberland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Upper Cumberland Federal Credit Union? Share your experience about Upper Cumberland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Upper Cumberland Federal Credit Union. Overall, Upper Cumberland Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Upper Cumberland Federal Credit Union 627 Livingston Road 627 Livingston Rd Crossville, TN 38555  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSelect Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Credit Card
8.500%
As low as 8.50%
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
12.950% - 18.000%
$0
A+ Personal Loan
8.990%
$0
84
Personal Loan
10.500%
$0 - $5,000
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Upper Cumberland Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Upper Cumberland Federal Credit Union
Website: https://www.ucfcu.org
Full Time Employees: 37Part Time Employees: 2 President: Tony Brock CEO: Amy Beasley Branch Locations: 4 ATM Locations: 4 Corporate Office Address:
627 Livingston Rd
Crossville, TN 38555 Phone Number: 931-484-9433 Fax Number: 931-707-9842 FinancialsTotal Assets:
133,388,124
Total Amount of Shares and Deposits:
118,719,847
Total Shares and Deposits < 1 Year:
116,872,680
Total Shares and Deposits 1 3 Years:
1,847,167
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,387,282
Total Uninsured Shares and Deposits > $250K (F+J):
2,387,282
Total Insured Shares and Deposits > $250K (item 17 less item K):
116,332,565
Total Interest Expense (Sum of items 6 8):
1,580,179
Share Certificates:
99
Number of Accounts for Share Drafts:
6,175
IRA KEOGH Accounts:
214
Number of Accounts for Regular Shares:
11,336
Net Income (unless the amount is already included in Undivided Earnings):
1,352,999
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,026,000
Total Liabilities:
120,105,132
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Upper Cumberland Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Upper Cumberland Federal Credit UnionIs a member application needed to join Upper Cumberland Federal Credit Union?Yes, to access services at Upper Cumberland Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Upper Cumberland Federal Credit Union provides a range of mortgage and home equity products. Is Upper Cumberland Federal Credit Union a safe place to deposit money?Yes, Upper Cumberland Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Upper Cumberland Federal Credit Union offer online and mobile banking?Most modern institutions like Upper Cumberland Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.02%, 6-month CD rates at 0.75% and 3-month CD rates at 0.20%. Savings rates are at 0.25% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 14.24%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates which you can compare to 
