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Central Missouri Community Credit Union

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Central Missouri Community Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Central Missouri Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

Central Missouri Community Credit Union's Personal Loan Rates are at 3.85%. MonitorBankRates evaluates the financial stability of Central Missouri Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.26%. Rates were last updated on 04/25/2026.

Central Missouri Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Missouri Community Credit Union? Share your experience about Central Missouri Community Credit Union by leaving a review below, or read customer reviews before you decide to use Central Missouri Community Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.26%

Excellent Lower than avg

Central Missouri Community Credit Union
Central MO Community Credit Union

620 N Maguire St
Warrensburg, MO 64093

https://www.cmccreditunion.org

Central Missouri Community Credit Union Auto Loan Rates

Product	Rate	Points	APR
New Auto Loans	-	-	3.85%
Details As Low As Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.26%
Used Auto Loans	-	-	4.35%
Details As Low As Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.26%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Central Missouri Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Central Missouri Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Central Missouri Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Central Missouri Community Credit Union

Website https://www.cmccreditunion.org

Address 620 N Maguire St, Warrensburg, MO 64093

Phone 660-747-3311

Fax 660-747-2800

President Chris McCreary

CEO Randall Bettis

Full-Time Employees 40

Part-Time Employees 4

Branch Locations 3

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.26%

Return on Assets (ROA)

0.4485%

Return on Equity (ROE)

5.6225%

Non-Performing Loans Ratio (NPL)

0.28%

Total Assets

136,040,037

Total Amount of Shares and Deposits

125,474,470

Total Shares and Deposits < 1 Year

124,001,221

Total Shares and Deposits 1 3 Years

1,033,299

Total Shares and Deposits > 3 Years

439,950

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,009,845

Total Uninsured Shares and Deposits > $250K (F+J)

5,009,845

Total Insured Shares and Deposits > $250K (item 17 less item K)

120,464,625

Total Interest Expense (Sum of items 6 8)

550,168

Share Certificates

634

Number of Accounts for Share Drafts

9,013

IRA KEOGH Accounts

379

Number of Accounts for Regular Shares

14,825

All other shares

894

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

11,990,754

Total Liabilities

125,257,210

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Central Missouri Community Credit Union

Is Central Missouri Community Credit Union a safe place to deposit money?

Yes, Central Missouri Community Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2641025052701%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Central Missouri Community Credit Union operate?

Central Missouri Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Central Missouri Community Credit Union?

Yes, to access services at Central Missouri Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Central Missouri Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Central Missouri Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Central Missouri Community Credit Union offer online and mobile banking?

Most modern institutions like Central Missouri Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cmccreditunion.org.