USEM MENA Federal Credit Union Rates and Review January 2026
Compare USEM MENA Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of USEM MENA Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUSEM MENA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at USEM MENA Federal Credit Union? Share your experience about USEM MENA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use USEM MENA Federal Credit Union. Overall, USEM MENA Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. USEM MENA Federal Credit Union USEM Mena Federal Credit Union 500 Morrow St N Mena, AR 71953  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Secured Visa
8.750%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Access FCU Visa Gold
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate Comparison1st Line of Credit
9.900%
$0
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Signature Loan
12.990%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have USEM MENA Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: USEM MENA Federal Credit Union
Website: https://usem.virtualcu.net/
Full Time Employees: 0Part Time Employees: 1 President: Brent Toon CEO: Lisa Doughty Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
500 Morrow St N
Mena, AR 71953 Phone Number: 479-394-8719 Fax Number: 479-394-8719 FinancialsTotal Assets:
1,742,556
Total Amount of Shares and Deposits:
1,177,984
Total Shares and Deposits < 1 Year:
1,177,984
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,177,984
Total Interest Expense (Sum of items 6 8):
12,723
Number of Accounts for Regular Shares:
398
Net Income (unless the amount is already included in Undivided Earnings):
13,079
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
51,805
Total Liabilities:
1,180,880
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About USEM MENA Federal Credit UnionIs a member application needed to join USEM MENA Federal Credit Union?Yes, to access services at USEM MENA Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, USEM MENA Federal Credit Union provides a range of mortgage and home equity products. Is USEM MENA Federal Credit Union a safe place to deposit money?Yes, USEM MENA Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does USEM MENA Federal Credit Union offer online and mobile banking?Most modern institutions like USEM MENA Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.00%, 6-month CD rates at 3.79% and 3-month CD rates at 0.30%. Savings rates are at 0.10% and money market rates are at 2.35%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 12.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
