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Veridian Credit Union

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Veridian Credit Union Rates & Review April 2026

Q: How many branches does Veridian Credit Union operate?

Veridian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Veridian Credit Union?

Yes, to access services at Veridian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Veridian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Veridian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Veridian Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.65%, 6-month share certificate rates at 3.28% and 3-month share certificate rates at 3.19%. Savings rates are at 0.70% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to Veridian Credit Union rates. MonitorBankRates evaluates the financial stability of Veridian Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.78%. Rates were last updated on 04/23/2026.

Veridian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Veridian Credit Union? Share your experience about Veridian Credit Union by leaving a review below, or read customer reviews before you decide to use Veridian Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.78%

Excellent Higher than avg

Veridian Credit Union
Ansborough Office

1827 Ansborough Ave
Waterloo, IA 50701

https://veridiancu.org

Current Rate Availability

We do not have Veridian Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Veridian Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Veridian Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Veridian Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Veridian Credit Union

Website https://veridiancu.org

Address 1827 Ansborough Ave, Waterloo, IA 50701

Phone 319-236-5600

Fax 319-236-5668

President Stephanie Atkin

CEO Renee Christoffer

Full-Time Employees 1,048

Part-Time Employees 9

Branch Locations 34

ATM Locations 34

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.78%

Return on Assets (ROA)

1.0392%

Return on Equity (ROE)

8.9871%

Non-Performing Loans Ratio (NPL)

0.89%

Total Assets

8,373,412,363

Total Amount of Shares and Deposits

6,881,342,670

Total Shares and Deposits < 1 Year

5,958,588,783

Total Shares and Deposits 1 3 Years

921,246,213

Total Shares and Deposits > 3 Years

1,507,674

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,217,903,556

Total Uninsured Shares and Deposits > $250K (F+J)

1,223,429,708

Total Insured Shares and Deposits > $250K (item 17 less item K)

5,657,912,962

Total Interest Expense (Sum of items 6 8)

143,686,178

Share Certificates

81,060

Number of Accounts for Share Drafts

238,742

IRA KEOGH Accounts

11,705

Number of Accounts for Regular Shares

463,290

All other shares

4,768

Non Member Deposits

111

Money Market Shares

24,107

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

303,965,617

Total Liabilities

7,425,491,241

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Veridian Credit Union yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About Veridian Credit Union

Is Veridian Credit Union a safe place to deposit money?

Yes, Veridian Credit Union is considered a safe financial institution. With a Texas Ratio of 6.7799136054606%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Veridian Credit Union operate?

Veridian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Veridian Credit Union?

Yes, to access services at Veridian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Veridian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Veridian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Veridian Credit Union offer online and mobile banking?

Most modern institutions like Veridian Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://veridiancu.org.