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Washington Educational Assoc Federal Credit Union Rates and Review January 2026

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Washington Educational Assoc Federal Credit Union12-month CD rates can be found at 3.65%, 6-month CD rates at 3.85% and 3-month CD rates at 0.80%. Savings rates are at 1.51% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.99%. Credit Card rates are at 14.74%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates which you can compare to Washington Educational Assoc Federal Credit Union rates.

Compare Washington Educational Assoc Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Washington Educational Assoc Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Washington Educational Assoc Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Washington Educational Assoc Federal Credit Union? Share your experience about Washington Educational Assoc Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Washington Educational Assoc Federal Credit Union.

Overall, Washington Educational Assoc Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Washington Educational Assoc Federal Credit Union
WASHINGTON EDUCATIONAL ASSOCIATION FEDERAL CREDIT UNION
308 11TH AVE
FRANKLINTON, LA 70438 1147
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.67%
$1,000
12-Month CD
3.65%
$1
9-Month CD
3.60%
$1,000
48-Month CD
3.50%
$2,500
12-Month CD
3.36%
$2,500
36-Month CD
3.35%
$1,000
48-Month CD
3.28%
$1,000
48-Month CD
3.25%
$500
36-Month CD
3.25%
$500
60-Month CD
3.02%
$1,000
3-Month CD
3.00%
$500
48-Month CD
2.85%
$0
60-Month CD
2.78%
$500
60-Month CD
2.75%
$500
Premium Money Market
2.60%
$10,000
6-Month CD
2.50%
$1,000
24-Month CD
2.31%
$1,000
18-Month CD
2.17%
$1,000
Rewards Money Market
2.02%
$100,000
60-Month CD
1.95%
$1,000
12-Month CD
1.90%
$500
48-Month CD (College Savers)
1.85%
$50
60-Month CD
1.56%
$500
Gold Money Market
1.50%
$10,000
48-Month CD
1.50%
$500
Money Market
1.36%
$1
Business High Yield Money Market
1.25%
$25,000
12-Month CD
1.16%
$500
60-Month CD
1.00%
$1,000
48-Month CD
1.00%
$1,000
Life Savings
0.75%
$0
36-Month CD
0.75%
$500
Money Market
0.71%
$0
60-Month CD
0.65%
$500
12-Month CD
0.55%
$500
60-Month CD
0.35%
$500
60-Month CD
0.34%
$1,000
36-Month CD
0.30%
$1,000
Money Market
0.30%
$2,500
18-Month CD (Nest Egg)
0.25%
$1,000
6-Month CD
0.20%
$1,000
Security Savings
0.20%
$100
Partner Savings
0.20%
$10
Money Market Savings
0.15%
$1,000
60-Month CD
0.10%
$1,000
12-Month CD
0.05%
$500
Premium Personal Money Market
0.05%
$50,000
6-Month CD
0.05%
$500
Advantage Savings
0.03%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.488%
0.250
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.875%
5.894%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
6.250%
6.199%
0.000
5.750%
5.856%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
565.625%
5.781%
0.875
30-Year Fixed Jumbo
6.125%
6.265%
1.000
5.500%
5.736%
0.000
6.375%
6.375%
0.000
30-Year Fixed
5.875%
5.999%
0.000
6.750%
6.697%
0.000
15-Year Fixed
6.625%
6.627%
0.000
15-Year Fixed
5.500%
5.684%
0.000
6.125%
6.266%
0.000
5.750%
6.078%
0.000
30 Year Fixed
6.000%
6.127%
0.000
20-Year Fixed
5.750%
5.887%
0.000
15-Year Fixed
5.750%
5.769%
0.000
20-Year Fixed
5.625%
5.675%
0.000
5.625%
5.846%
0.000
5.125%
5.291%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.375%
5.416%
0.000
30-Year Fixed
5.875%
6.000%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
20-Year Fixed
5.500%
5.627%
0.000
20 Year Fixed
5.500%
5.640%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.875%
6.099%
0.000
5.625%
5.775%
0.125
5.500%
5.635%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
5.375%
5.415%
0.000
6.000%
6.174%
0.000
6.250%
6.350%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.625%
5.870%
0.000
30-Year Fixed
6.125%
6.226%
0.000
5.250%
5.287%
0.000
6.500%
6.595%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
5.125%
5.637%
0.250
30-Year Fixed
5.900%
6.072%
0.000
5.000%
5.153%
1.000
5.500%
5.659%
0.000
5.500%
5.581%
0.000
6.000%
6.110%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
14.000%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum Preferred Student
17.990%
Security Service Power Rewards MasterCard
18.000%
8.750%
Visa Platinum Preferred Starter
17.990%
Visa Student Rewards Card
17.990%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
14.000%
10.150%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Max Rewards Visa Credit Card
15.250%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Classroom Supply Visa
8.500%
Security Service Power MasterCard
12.740% - 18.000%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Signature® Cash Back
17.750%
Visa Platinum with Rewards
9.900%
Platinum Visa
15.350%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
18.000%
$0 - $500
5
12.990%
$0
1 - 24
10.000%
$0
1 - 36
10.500%
$0 - $5,000
24 - 36
11.990%
$0
1 - 12
12.740%
$0
36
Personal Signature Loan
11.000%
$0
96
9.990% - 16.240%
$0
61 - 66
11.240% - 17.950%
$0
25 - 36
Personal Loans
13.250%
$0
6184
Personal Signature Loans
14.000%
$0
60
Bill Consolidation Loan
8.990%
$0
60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Personal Loan Rates
5.740%
$0
1 - 36
Term Line of Credit 84 months
8.000%
$0
10.890%
$0
60
13.700%
$2,500 - $5,000
36 - 36
13.490%
$0 - $5,000
48 - 48
7.990%
$0 - $30,000
9.990% - 16.240%
$0
61 - 66
A+ Preferred Line Of Credit
10.990%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
10.250% - 10.650%
$3,000 - $25,000
11.240%
$0 - $10,000
60 - 60
Technology Loan
9.750%
$0
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Washington Educational Assoc Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Washington Educational Assoc Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 2
President: Emma Ross
CEO: Charlet Lewis
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
308 11TH AVE
FRANKLINTON, LA 70438 1147
Phone Number: 985-795-1108
Fax Number: 985-795-1110

Financials

Total Assets:
1,047,986
Total Amount of Shares and Deposits:
930,039
Total Shares and Deposits < 1 Year:
930,039
Total Insured Shares and Deposits > $250K (item 17 less item K):
930,039
Total Interest Expense (Sum of items 6 8):
1,450
Number of Accounts for Regular Shares:
323
All other shares:
59
Net Income (unless the amount is already included in Undivided Earnings):
2,328
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
115,043
Total Liabilities:
931,334
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Washington Educational Assoc Federal Credit Union

Is a member application needed to join Washington Educational Assoc Federal Credit Union?

Yes, to access services at Washington Educational Assoc Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Washington Educational Assoc Federal Credit Union provides a range of mortgage and home equity products.

Is Washington Educational Assoc Federal Credit Union a safe place to deposit money?

Yes, Washington Educational Assoc Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Washington Educational Assoc Federal Credit Union offer online and mobile banking?

Most modern institutions like Washington Educational Assoc Federal Credit Union provide digital access including online balance checks and transfers.

Current Washington Educational Assoc Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions