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Whitesville Community Credit Union

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Whitesville Community Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Whitesville Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 17, 2026

You can compare Whitesville Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.00%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.75%. Savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Whitesville Community Credit Union rates. MonitorBankRates evaluates the financial stability of Whitesville Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.09%. Rates were last updated on 05/17/2026.

Whitesville Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Whitesville Community Credit Union? Share your experience about Whitesville Community Credit Union by leaving a review below, or read customer reviews before you decide to use Whitesville Community Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.09%

Excellent Lower than avg

Whitesville Community Credit Union
Whitesville Community Credit Union

10589 Franklin St
Whitesville, KY 42378

https://www.whitesvillecommunitycu.com/

Current Rate Availability

We do not have Whitesville Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Whitesville Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Whitesville Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Whitesville Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Whitesville Community Credit Union

Website https://www.whitesvillecommunitycu.com/

Address 10589 Franklin St, Whitesville, KY 42378

Phone 270-233-4447

Fax 270-233-4880

President Donnie Howard

CEO Kim Greer

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.09%

Return on Assets (ROA)

1.1752%

Return on Equity (ROE)

9.9940%

Non-Performing Loans Ratio (NPL)

0.66%

Total Assets

33,179,788

Total Amount of Shares and Deposits

29,203,226

Total Shares and Deposits < 1 Year

29,203,225

Total Insured Shares and Deposits > $250K (item 17 less item K)

29,203,226

Total Interest Expense (Sum of items 6 8)

79,380

Number of Accounts for Share Drafts

1,118

Number of Accounts for Regular Shares

2,538

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,615,622

Total Liabilities

29,280,377

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Whitesville Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

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Total Reviews

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Frequently Asked Questions About Whitesville Community Credit Union

How many branches does Whitesville Community Credit Union operate?

Whitesville Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Whitesville Community Credit Union?

Yes, to access services at Whitesville Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Whitesville Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Whitesville Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Whitesville Community Credit Union offer online and mobile banking?

Most modern institutions like Whitesville Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.whitesvillecommunitycu.com/.