Willow Island Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Willow Island Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Willow Island Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityWillow Island Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Willow Island Federal Credit Union? Share your experience about Willow Island Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Willow Island Federal Credit Union. Overall, Willow Island Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Willow Island Federal Credit Union Willow Island Federal Credit Union 7910 S Pleasants HWY Saint Marys, WV 26170 8028  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Platinum with Rewards
8.900%
PLATINUM REWARDS VISA
14.740%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonNew Signature Loans
8.990%
$0
Personal Loans
13.490%
$0 - $5,000
48 - 48
50% Share Secured Loan
6.460% - 14.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Willow Island Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Willow Island Federal Credit Union
Website: https://wifcu.com
Full Time Employees: 4Part Time Employees: 1 President: Jo Stewart CEO: Shelly Winans Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
7910 S Pleasants HWY
Saint Marys, WV 26170 8028 Phone Number: 304-665-1127 Fax Number: 304-665-1129 FinancialsTotal Assets:
11,747,580
Total Amount of Shares and Deposits:
10,812,173
Total Shares and Deposits < 1 Year:
10,650,679
Total Shares and Deposits 1 3 Years:
161,494
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
322,297
Total Uninsured Shares and Deposits > $250K (F+J):
582,128
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,230,045
Total Interest Expense (Sum of items 6 8):
133,606
Share Certificates:
122
Number of Accounts for Share Drafts:
798
IRA KEOGH Accounts:
11
Number of Accounts for Regular Shares:
1,749
All other shares:
187
Non Member Deposits:
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,188,335
Total Liabilities:
10,824,225
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Willow Island Federal Credit UnionIs a member application needed to join Willow Island Federal Credit Union?Yes, to access services at Willow Island Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Willow Island Federal Credit Union provides a range of mortgage and home equity products. Is Willow Island Federal Credit Union a safe place to deposit money?Yes, Willow Island Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Willow Island Federal Credit Union offer online and mobile banking?Most modern institutions like Willow Island Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.77%, 6-month CD rates at 0.50% and 3-month CD rates at 3.65%. Savings rates are at 0.65% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.14%. Credit Card rates are at 9.90%. Personal Loan rates are at 13.15%. All these rates, and more, can be found in our database of rates which you can compare to 
