Current Lincoln, Alabama and the surrounding area money market deposit account rates include Honda Federal Credit UnionHonda Federal Credit Union1800 Honda Dr, Lincoln, AL 35096 5105A+5.0 ★Texas Ratio: 2.72% Money Market at 0.90% APY, Max Credit UnionMax Credit UnionA+5.0 ★Texas Ratio: 3.10% Elevate Money Market Account - Reverse Money Market at 5.00% APY, Gulf Winds Credit UnionGulf Winds Credit UnionA+5.0 ★Texas Ratio: 3.64% Business Money Market at 3.75% APY, Avadian Credit UnionAvadian Credit UnionA+5.0 ★Texas Ratio: 2.99% New Business Money Market at 3.65% APY, and Local Bank Red Level, ALLocal Bank Red Level, ALA+5.0 ★Texas Ratio: 1.31% Money Market at 3.50% APY. Money market rates as of June 1, 2026 according to verified data from MonitorBankRates.
Lincoln has 1 local institution in our database, with money market rates as high as 0.90% APY from Honda Federal Credit Union at 1800 Honda Dr, Lincoln, AL 35096 5105. Use the table below to compare all available offers, including options from institutions serving the broader Alabama area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lincoln, Alabama and surrounding area. Last Updated and Verified: June 1, 2026
New Money
New Deposits Only; for the first 6 months.
Variable: Prime-3.75%
($2,500 daily balance required)
Up To
Up To
Up To
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Up to; for best yield
Compare local Lincoln, AL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield MMA rates rose 0.001 points over the past 7 days to 3.052% APY.
Alabama standard MMA rates fell 0.018 points over the past 7 days to 0.459% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lincoln, Alabama money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lincoln, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lincoln, Alabama. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.