Best Money Market Rates in Chandler, Arizona - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Chandler, Arizona and the surrounding area money market deposit account rates include Mountain America Federal Credit UnionMountain America Federal Credit Union3471 W Frye Rd, Chandler, AZ 85226A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 2.41% Elite Money Market Savings at 3.01% APY, TruWest Credit UnionTruWest Credit Union1990 W Elliot Rd, Chandler, AZ 85224 1816A+5.0 ★Texas Ratio: 3.80% Money Market at 2.00% APY, First Credit UnionFirst Credit Union475 N Gila Springs Blvd, Chandler, AZ 85226A+5.0 ★Texas Ratio: 4.07% Small Business Money Market Account at 1.40% APY, and Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union1575 S Price Road, Chandler, AZ 85286A5.0 ★Texas Ratio: 8.11% IRA Money Market at 1.15% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Chandler has 7 local institutions in our database, with money market rates as high as 3.55% APY from Mountain America Federal Credit Union at 3471 W Frye Rd, Chandler, AZ 85226. Use the table below to compare all available offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Chandler, Arizona and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Chandler, Arizona & the Surrounding Area
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Elite Money Market Savings*
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
If the Money Market balances falls below $2,500, the dividend rate will be the Regular Savings rate.
$10,000 - $24,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
$2,500 - $9,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
under $2,500; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Balance range: $500,000 and over
Balance: $1,000,000.00+
introductory rate
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
Tiered balance; $24,999.01 & Above
Balance: $250,000.00-$999,999.99
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
APY ($125,000.00 and up)
Tiered dividend rates. Higher rates than regular savings. Rates are subject to change.
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
Earn 5x the national average. To avoid a monthly maintenance fee, you must maintain an average daily balance of $4,000.00.
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
APY for 6 months
Tiered balance; $24,999.00 & Below
APY ($100,000 - $124,999.99)
Balance range: $250,000 - $499,999.99
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Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Chandler, AZ Money Market Rate Trends
Compare local Chandler, AZ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield MMA rates currently average 3.250% APY.
Arizona standard MMA rates currently average 0.942% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chandler, Arizona money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Chandler, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chandler, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Chandler, Arizona
What is a Money Market Account (MMA)?
Are Money Market accounts in Chandler, Arizona safe?
How often do MMA rates change in Chandler, Arizona?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Chandler, Arizona?
Best Money Market Rates in Chandler, Arizona
- Mountain America Federal Credit Union
Money market — 3.55% APY - Bell Bank
Elite Money Market Savings — 3.01% APY - TruWest Credit Union
Money Market — 2.00% APY - First Credit Union
Small Business Money Market Account — 1.40% APY - Northrop Grumman Federal Credit Union
IRA Money Market — 1.15% APY
