Best Money Market Rates in Goodyear, Arizona - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Goodyear, Arizona and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union15725 W McDowell Rd, Goodyear, AZ 85395A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union16326 W Yuma Rd, Goodyear, AZ 85338 3100A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, SunWest Federal Credit UnionSunWest Federal Credit Union1490 N Pebble Creek Pkwy, Goodyear, AZ 85395A+5.0 ★Texas Ratio: 3.53% Money Market at 2.53% APY, First Credit UnionFirst Credit Union1310 N Litchfield Rd, Goodyear, AZ 85395A+5.0 ★Texas Ratio: 4.07% Small Business Money Market Account at 1.40% APY, and Pima Federal Credit UnionPima Federal Credit UnionA+5.0 ★Texas Ratio: 2.55% Business Money Market at 4.00% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Goodyear has 4 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 15725 W McDowell Rd, Goodyear, AZ 85395. Use the table below to compare all available offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Goodyear, Arizona and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Goodyear, Arizona & the Surrounding Area
Balance: $1,000,000.00+
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $250,000.00-$999,999.99
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $100,000.00-$249,999.99
$250,000+
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
$100,000.00 to $249,999.99
Balance: $50,000.00-$99,999.99
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
$50,000.00 to $99,999.99
Balance: $25,000.00-$49,999.99
$25,000.00 to $49,999.99
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance Tier: $250,000 and over
$10,000.00 to $24,999.99
Balance: $10,000.00-$24,999.99
$1,000.00 to $9,999.99
Balance: $5,000.00-$9,999.99
Balance Tier: $100,000 - $249,999.99
$10,000 - $24,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $0.00-$4,999.99
$2,500 - $9,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
under $2,500; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 7/10/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance range: $250,000+
Balance range: $100,000.00-$249,99.99
Balance range: $25,000.00-$49,999.99
Balance range: $10,000.00-$24,999.99
Balance range: $2,000.00-$9,999.99
Balance range: $0-$1,999.99
introductory rate for 6 months
3.09% with a daily balance of $1,000,000 or less; 3.64% with a daily balance above $1,000,000; $5 monthly maintenance fee; $4,000 average daily balance to avoid fee; ATM surcharge rebate Up to $10 per month
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
APY ($125,000.00 and up)
3.09% with a daily balance of $1,000,000 or less; 3.64% with a daily balance above $1,000,000; $5 monthly maintenance fee; $4,000 average daily balance to avoid fee; ATM surcharge rebate Up to $10 per month
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
APY ($100,000 - $124,999.99)
Relationship Rate APY: 3.26%
(1)
Daily Balance of: - $100,000.00 and up
Daily Balance of: - up to $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Goodyear, AZ Money Market Rate Trends
Compare local Goodyear, AZ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield MMA rates rose 0.021 points over the past 7 days to 3.310% APY.
Arizona standard MMA rates fell 0.238 points over the past 7 days to 0.704% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Goodyear, Arizona money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Goodyear, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Goodyear, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Goodyear, Arizona
What is a Money Market Account (MMA)?
Are Money Market accounts in Goodyear, Arizona safe?
How often do MMA rates change in Goodyear, Arizona?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Goodyear, Arizona?
Best Money Market Rates in Goodyear, Arizona
- America First Federal Credit Union
Money Market — 3.90% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - SunWest Federal Credit Union
Money Market — 2.53% APY - First Credit Union
Small Business Money Market Account — 1.40% APY - Pima Federal Credit Union
Business Money Market — 4.00% APY
