Best Money Market Rates in Phoenix, Arizona (AZ) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Phoenix, Arizona and the surrounding area money market rates include Pima Federal Credit UnionPima Federal Credit Union645 E Missouri Ave, Phoenix, AZ 85012A+5.0 ★Texas Ratio: 2.69% Business Money Market at 4.15% APY, NexTier BankNexTier Bank11209 N Tatum Blvd, Phoenix, AZ 85028A+5.0 ★Texas Ratio: 1.45% Welcome Money Market Promo at 3.75% APY, UMB BankUMB Bank2036 E Camelback Rd, Phoenix, AZ 85016A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, Sunflower BankSunflower Bank5090 N 40th St, Phoenix, AZ 85018A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and Mayo Employees Federal Credit UnionMayo Employees Federal Credit Union5777 E Mayo Blvd, Phoenix, AZ 85054A+5.0 ★Texas Ratio: 0.10% Premium Money Market Savings at 3.40% APY. Money market rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Phoenix, Arizona and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Phoenix, Arizona (AZ) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Phoenix, Arizona and surrounding area. Last Updated and Verified: April 2, 2026
Compare the Best Money Market Rates Today in Phoenix, Arizona & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Non-Profit Money Market
4.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Business Money Market
4.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Money Market Savings Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Money Market Accounts
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NexTier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
11209 N Tatum Blvd, Phoenix, AZ 85028
Welcome Money Market Promo
3.75%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
New York Special Offers; Only available at our Rochester and Williamsville, New York locations.
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
2036 E Camelback Rd, Phoenix, AZ 85016
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
5090 N 40th St, Phoenix, AZ 85018
Thrive Money Market & Above
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.01
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
5090 N 40th St, Phoenix, AZ 85018
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.01 & Above
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ 85020 3933
Money Market
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rates increase as balance increases
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 27, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
10440 N 32nd St, Phoenix, AZ 85028
High Yield Money Markets
3.26%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 24, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085 3712
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
10440 N 32nd St, Phoenix, AZ 85028
High Yield Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ 85020 3933
Money Market k+
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$150; $150,000 to $249,999
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
10810 N Tatum Blvd Ste 114, Phoenix, AZ 85028
Money market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
5090 N 40th St, Phoenix, AZ 85018
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.00 & Below
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMar 27, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
5090 N 40th St, Phoenix, AZ 85018
Thrive Money Market & Below
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.00
KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
Business Money Market
3.04%
$100
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
This is a business account. It cannot be opened online.
KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
Advantage Money Market
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
2710 E Camelback Rd, Phoenix, AZ 85016
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
10440 N 32nd St, Phoenix, AZ 85028
High Yield Money Markets
3.01%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $124,999.99
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
10440 N 32nd St, Phoenix, AZ 85028
High Yield Money Market
3.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 24, 2026
Details
Relationship Rate APY: 3.26%
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ 85020 3933
Money Market k to $149,999
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100; $100,000 to $149,999.99
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
GB BIZ MONEY MARKET BUSINESS*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
GB MONEY MARKET PERSONAL*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442
Jumbo Money Market
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.90%
$500,000
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442
Jumbo Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Non-Profit Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442
Jumbo Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
10440 N 32nd St, Phoenix, AZ 85028
High Yield Money Market
2.75%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 24, 2026
Details
Relationship Rate APY: 3.01%
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Money Market Savings Account
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085 3712
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Business Money Market
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.65%
$250,000
▼
Rate2.62%
Min Deposit$250,000
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442
Jumbo Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ 85020 3933
Money Market k to $99,999
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$25; $25,000 to $99,999.99
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Money Market Savings
2.30%
$100,000
▼
Rate2.28%
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.30%
$100,000
▼
Rate2.28%
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442
Money Market Plus
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085 3712
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ 85020 3933
Money Market k to $24,999
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$10; $10,000 to $24,999.99
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Non-Profit Money Market
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
Business Money Market
2.02%
$100
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
This is a business account. It cannot be opened online.
KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
Advantage Money Market
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
5136 E Roosevelt St, Phoenix, AZ 85008 7322
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Money Market Savings
2.00%
$50,000
▼
Rate1.99%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ 85020 3933
Money Market to $9,999
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$0.01; $0.01 to $9,999
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.00%
$50,000
▼
Rate1.99%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442
Money Market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Non-Profit Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Money Market Savings
1.85%
$20,000
▼
Rate1.84%
Min Deposit$20,000
Min Balance—
UpdatedMar 27, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
1.85%
$20,000
▼
Rate1.84%
Min Deposit$20,000
Min Balance—
UpdatedMar 27, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
645 E Missouri Ave, Phoenix, AZ 85012
Business Money Market
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
5136 E Roosevelt St, Phoenix, AZ 85008 7322
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085 3712
Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
2710 E Camelback Rd, Phoenix, AZ 85016
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $999,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
2710 E Camelback Rd, Phoenix, AZ 85016
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $499,999.99
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market IRA
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
2710 E Camelback Rd, Phoenix, AZ 85016
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $99,999.99
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
MONEY MARKET PLUS PERSONAL & BUSINESS*
1.10%
$1,000
▼
Rate1.09%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
2710 E Camelback Rd, Phoenix, AZ 85016
Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
Business Money Market
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
This is a business account. It cannot be opened online.
KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
Advantage Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market IRA
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
MONEY MARKET PLUS PERSONAL & BUSINESS*
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $99,999.99
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market IRA
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market IRA
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Personal Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave, Phoenix, AZ 85012
Advantage Money Market
0.35%
$2,500
▼
Rate0.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $2,499.99
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market (PPMM) Tier 7
0.33%
$2,000,000
▼
Rate0.33%
Min Deposit$2,000,000
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Business Preferred Money Market Tier 7
0.33%
$2,000,000
▼
Rate0.33%
Min Deposit$2,000,000
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market Tier 7
0.33%
$0
▼
Rate0.33%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market (PPMM) Tier 6
0.29%
$1,000,000
▼
Rate0.29%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Business Preferred Money Market Tier 6
0.29%
$1,000,000
▼
Rate0.29%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market Tier 6
0.29%
$0
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Business Preferred Money Market Tier 5
0.27%
$300,000
▼
Rate0.27%
Min Deposit$300,000
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market (PPMM) Tier 5
0.27%
$300,000
▼
Rate0.27%
Min Deposit$300,000
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market Tier 5
0.27%
$0
▼
Rate0.27%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market Tier 4
0.26%
$0
▼
Rate0.26%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Personal Preferred Money Market (PPMM) Tier 4
0.26%
$100,000
▼
Rate0.26%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Parkway Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
11011 N Tatum Blvd, Phoenix, AZ 85028
Business Preferred Money Market Tier 4
0.26%
$100,000
▼
Rate0.26%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Personal Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market IRA
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
4925 N 20th St, Phoenix, AZ 85016
Money Market Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3001 East Cambelback Road, Phoenix, AZ 85016
Premier Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Phoenix, Arizona and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Phoenix, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Phoenix, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Phoenix, Arizona
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Arizona.
Are Money Market accounts in Phoenix, Arizona safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.
How often do MMA rates change in Phoenix, Arizona?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Phoenix, Arizona
Here are some of the highest money market account APYs currently available in Phoenix, Arizona and the surrounding area:
- Pima Federal Credit Union
Business Money Market — 4.15% APY - NexTier Bank
Welcome Money Market Promo — 3.75% APY - UMB Bank
UMB Retail Money Market — 3.71% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Mayo Employees Federal Credit Union
Premium Money Market Savings — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Phoenix, Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 2, 2026
