Best Money Market Rates in Tempe, Arizona (AZ) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Tempe, Arizona and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union1511 N Project Dr, Tempe, AZ 85288 1761A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, First Internet Bank of IndianaFirst Internet Bank of Indiana51 W 3rd St, Tempe, AZ 85281A+5.0 ★Texas Ratio: 1.39% Money Market Savings at 3.64% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union111 W Rio Salado Pkwy, Tempe, AZ 85281B4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY, Desert Financial Credit UnionDesert Financial Credit Union1245 E Broadway Rd, Tempe, AZ 85282A+5.0 ★Texas Ratio: 1.59% Jumbo Money Market at 3.25% APY, and TruWest Credit UnionTruWest Credit Union1345 W Warner Rd, Tempe, AZ 85284 2823A+5.0 ★Texas Ratio: 4.06% Money Market at 2.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Tempe has 9 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 1511 N Project Dr, Tempe, AZ 85288 1761. Use the table below to compare all available offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Tempe, Arizona and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Tempe, Arizona & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1245 E Broadway Rd, Tempe, AZ 85282
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings Rate
3.09%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Earn 5x the national average**
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $1,000,000.00
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1245 E Broadway Rd, Tempe, AZ 85282
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1245 E Broadway Rd, Tempe, AZ 85282
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1345 W Warner Rd, Tempe, AZ 85284 2823
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Traditional/Roth IRA Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Business Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Money Market
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Traditional/Roth IRA Money Market
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Business Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Business Money Market
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1345 W Warner Rd, Tempe, AZ 85284 2823
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Traditional/Roth IRA Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Business Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1245 E Broadway Rd, Tempe, AZ 85282
Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd, Tempe, AZ 85282 1893
Traditional/Roth IRA Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ 85282
Money Market
1.50%
$250,000
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1232 E Baseline Rd, Tempe, AZ 85283
Small Business Money Market Account
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1345 W Warner Rd, Tempe, AZ 85284 2823
Money Market
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ 85282
Money Market
1.25%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1232 E Baseline Rd, Tempe, AZ 85283
Small Business Money Market Account
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $4,999.99
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1345 W Warner Rd, Tempe, AZ 85284 2823
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ 85282
Money Market
1.00%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1245 E Broadway Rd, Tempe, AZ 85282
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
4455 S Rural Rd, Tempe, AZ 85282
Business Money Market
0.90%
$5,000
▼
Rate0.90%
Min Deposit$5,000
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1345 W Warner Rd, Tempe, AZ 85284 2823
Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1245 E Broadway Rd, Tempe, AZ 85282
Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ 85282
Money Market
0.75%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1245 E Broadway Rd, Tempe, AZ 85282
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $9,999.00
First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1232 E Baseline Rd, Tempe, AZ 85283
Small Business Money Market Account
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
4455 S Rural Rd, Tempe, AZ 85282
Business Money Market
0.65%
$5,000
▼
Rate0.65%
Min Deposit$5,000
Min Balance—
UpdatedMay 10, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
4455 S Rural Rd, Tempe, AZ 85282
Business Money Market
0.55%
$5,000
▼
Rate0.55%
Min Deposit$5,000
Min Balance—
UpdatedMay 10, 2026
Details
Landings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
2800 S Mill Ave, Tempe, AZ 85282
Money Market
0.50%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1232 E Baseline Rd, Tempe, AZ 85283
Small Business Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
1511 N Project Dr, Tempe, AZ 85288 1761
Money Market Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
introductory rate
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
3.31%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
GB MONEY MARKET PERSONAL*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
GB BIZ MONEY MARKET BUSINESS*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
No term limitations; Deposit or withdraw cash as needed; Free checks & ATM access
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.08%
$0
▼
Rate2.06%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $999,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Tempe, Arizona and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Tempe, AZ Money Market Rate Trends
Compare local Tempe, AZ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — AZ Avg
3.177%
Unchanged vs 7 days ago
Arizona high-yield MMA rates currently average 3.177% APY.
Standard MMA — AZ Avg
0.942%
Unchanged vs 7 days ago
Arizona standard MMA rates currently average 0.942% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Tempe, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tempe, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Tempe, Arizona
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Arizona.
Are Money Market accounts in Tempe, Arizona safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.
How often do MMA rates change in Tempe, Arizona?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Tempe, Arizona?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Tempe, Arizona require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Tempe, Arizona
Here are some of the highest money market account APYs currently available in Tempe, Arizona and the surrounding area:
- America First Federal Credit Union
Money Market — 3.90% APY - First Internet Bank of Indiana
Money Market Savings — 3.64% APY - UNIFY Financial Federal Credit Union
Money Market Plus Account — 3.25% APY - Desert Financial Credit Union
Jumbo Money Market — 3.25% APY - TruWest Credit Union
Money Market — 2.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Tempe, Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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