Current Tempe, Arizona and the surrounding area money market rates include Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY, Pima Federal Credit UnionPima Federal Credit UnionA+5.0 ★Texas Ratio: 2.69% Non-Profit Money Market at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit Union1511 N Project Dr, Tempe, AZ 85288 1761A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, NexTier BankNexTier BankA+5.0 ★Texas Ratio: 1.45% Welcome Money Market Promo at 3.75% APY, and UMB BankUMB Bank980 E Baseline Rd, Tempe, AZ 85283A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY. Money market rates as of April 6, 2026 according to verified data from MonitorBankRates.
Tempe has 10 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 1511 N Project Dr, Tempe, AZ 85288 1761. Use the table below to compare all available offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Tempe, Arizona and surrounding area. Last Updated and Verified: April 6, 2026
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000,000.00
New York Special Offers; Only available at our Rochester and Williamsville, New York locations.
$24,999.01
$24,999.01 & Above
Rates increase as balance increases
$24,999.00
months
$24,999.00 & Below
This is a business account. It cannot be opened online.
Qualifying balance up to $124,999.99
Relationship Rate APY: 3.26%
and up
Relationship Rate APY: 3.01%
$25,000 and above
No term limitations; Deposit or withdraw cash as needed; Free checks & ATM access
As High As
Any balance up to $24,999.99
This is a business account. It cannot be opened online.
Compare local Tempe, AZ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield MMA rates fell 0.389 points over the past 7 days to 1.192% APY.
Arizona standard MMA rates rose 0.087 points over the past 7 days to 1.631% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Tempe, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tempe, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.