Best Money Market Rates in Citrus Heights, California (CA) - April 2026
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Brian McKay
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Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Citrus Heights, California and the surrounding area money market rates include 1st Northern California Credit Union1st Northern California Credit UnionA+5.0 ★Texas Ratio: 0.24% 1st Class Money Market Accounts at 5.39% APY, Noble Federal Credit UnionNoble Federal Credit UnionA+5.0 ★Texas Ratio: 4.58% Reverse Money Market at 5.00% APY, Redwood Credit UnionRedwood Credit UnionA+5.0 ★Texas Ratio: 3.79% Money Market at 4.15% APY, Clearpath Federal Credit UnionClearpath Federal Credit UnionA+5.0 ★Texas Ratio: 3.07% Money Market Special at 4.07% APY, and Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY. Money market rates as of April 13, 2026 according to verified data from MonitorBankRates.
Citrus Heights has 4 local institutions in our database, with money market rates as high as 3.50% APY from The Golden 1 Credit Union at 5901 Sunrise Blvd, Citrus Heights, CA 95610. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Citrus Heights, California and surrounding area. Last Updated and Verified: April 13, 2026
Compare the Best Money Market Rates Today in Citrus Heights, California & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Golden 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.42%
5901 Sunrise Blvd, Citrus Heights, CA 95610
Money Market Savings Account
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
6100 Birdcage Lane Suite 125, Citrus Heights, CA 95610
Money Market Plus
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
6100 Birdcage Lane Suite 125, Citrus Heights, CA 95610
Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Gold Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Investor's Money Market Checking
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Business Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Gold Money Market Savings
0.09%
$5,000
▼
Rate0.09%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Business Money Market Savings
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Investor's Money Market Checking
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Gold Money Market Savings
0.08%
$5,000
▼
Rate0.08%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Investor's Money Market Checking
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Business Money Market Savings
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Gold Money Market Savings
0.06%
$5,000
▼
Rate0.06%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Gold Money Market Savings
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Investor's Money Market Checking
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Business Money Market Savings
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Gold Money Market Savings
0.03%
$5,000
▼
Rate0.03%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Investor's Money Market Checking
0.03%
$5,000
▼
Rate0.03%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Business Money Market Savings
0.02%
$5,000
▼
Rate0.02%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Business Money Market Savings
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Investor's Money Market Checking
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Investor's Money Market Checking
0.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Gold Money Market Savings
0.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
El Dorado Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
7895 Lichen Dr, Citrus Heights, CA 95621
Business Money Market Savings
0.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market
5.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market Accounts
5.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying balance up to $24,999.99
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Clearpath Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
Money Market Special
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$50,000-$250,000; Limited-time offer
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Christian Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
High-Yield Money Market Promotion
4.00%
$0
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $100,000
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Adelfi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
High-Yield Money Market
4.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details
Qualifying balance up to $100,000.00; New Funds Only ?
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Advantage Choice Money Market
4.00%
$1,000
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Jumpstart Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.60%
$100
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Balance $50,000 or more
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Money Market Savings Account
3.51%
$50
▼
Rate3.45%
Min Deposit$50
Min Balance—
UpdatedApr 9, 2026
Details
APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Fees may reduce earnings.
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Diamond Money Market
3.50%
$100
▼
Rate3.45%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$24,999.01 & Above
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 11, 2026
Details
new money
USC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.87%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Americas Christian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Accounts Tier 4
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $1,000.00
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
On balances of $25,000+
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Enhanced Money Market Savings
3.20%
$10,000
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum to open is $10,000
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Business Advantage Money Market Account
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Advantage IRA Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
months
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$24,999.00 & Below
Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Business Money Market Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$5 - 2,500
Bay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Money Market Savings - 2,500
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$5
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Eagle Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Business Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details
Dow Great Western Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.77%
Rate Chaser Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Vision One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
Money Market Checking
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market Savings
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Minimum to open is $2,500
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
3.00%
$500,000
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedApr 11, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market million
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$1
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
City First Bank. N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
High Yield Consumer Money Market
2.25%
$10,000
▼
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 2, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Citrus Heights, California and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Citrus Heights, CA Money Market Rate Trends
Compare local Citrus Heights, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CA Avg
2.906%
▲ 1.505 vs 7 days ago
California high-yield MMA rates rose 1.505 points over the past 7 days to 2.906% APY.
Standard MMA — CA Avg
0.271%
▼ 0.864 vs 7 days ago
California standard MMA rates fell 0.864 points over the past 7 days to 0.271% APY.
As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Citrus Heights, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Citrus Heights, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Citrus Heights, California
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in California.
Are Money Market accounts in Citrus Heights, California safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.
How often do MMA rates change in Citrus Heights, California?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Citrus Heights, California
Here are some of the highest money market account APYs currently available in Citrus Heights, California and the surrounding area:
- 1st Northern California Credit Union
1st Class Money Market Accounts — 5.39% APY - Noble Federal Credit Union
Reverse Money Market — 5.00% APY - Redwood Credit Union
Money Market — 4.15% APY - Clearpath Federal Credit Union
Money Market Special — 4.07% APY - Nuvision Federal Credit Union
Advantage Choice Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Citrus Heights, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 13, 2026
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