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Best Money Market Rates in Concord, California (CA) - May 2026

Current Concord, California and the surrounding area money market deposit account rates include Travis Credit UnionTravis Credit Union2095 Diamond Blvd Ste 115, Concord, CA 94520A+5.0 ★Texas Ratio: 5.39% Diamond Money Market at 3.85% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1855 2nd St, Concord, CA 94519B4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY, Patelco Credit UnionPatelco Credit Union1390 Willow Pass Rd Ste 100, Concord, CA 94520A+5.0 ★Texas Ratio: 4.87% Money Market Plus at 3.25% APY, Chevron Federal Credit UnionChevron Federal Credit Union2300 Clayton Rd Ste 700, Concord, CA 94520A+5.0 ★Texas Ratio: 2.35% Money Market Savings at 3.20% APY, and Pacific Service Credit UnionPacific Service Credit Union1355 Willow Way, Concord, CA 94520A+5.0 ★Texas Ratio: 2.60% Money Market Account at 1.75% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Concord has 6 local institutions in our database, with money market rates as high as 3.85% APY from Travis Credit Union at 2095 Diamond Blvd Ste 115, Concord, CA 94520. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Concord, California and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Concord, California & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Diamond Money Market
3.85%
$100
Rate3.78%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Business Direct Advantage Money Market
3.75%
$500
Rate3.68%
Min Deposit$500
Min Balance
UpdatedMay 12, 2026
Details

Only new money qualifies for the Business Direct Advantage MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Diamond Money Market
3.70%
$100
Rate3.63%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumpstart Money Market
3.65%
$0
Rate3.59%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Diamond Money Market
3.50%
$100
Rate3.45%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)

Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1390 Willow Pass Rd Ste 100, Concord, CA 94520
Money Market Plus
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1855 2nd St, Concord, CA 94519
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
2300 Clayton Rd Ste 700, Concord, CA 94520
Money Market Savings
3.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

On balances of $25,000+

Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1390 Willow Pass Rd Ste 100, Concord, CA 94520
Money Market Plus
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1390 Willow Pass Rd Ste 100, Concord, CA 94520
Money Market Plus
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1390 Willow Pass Rd Ste 100, Concord, CA 94520
Money Market Plus
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus MMA
2.45%
$1,000
Rate2.42%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus Money Market
2.45%
$0
Rate2.42%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus MMA
2.35%
$1,000
Rate2.33%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus Money Market
2.35%
$0
Rate2.33%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus MMA
2.30%
$1,000
Rate2.28%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus Money Market
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus MMA
1.95%
$1,000
Rate1.93%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus Money Market
1.95%
$0
Rate1.93%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumpstart Money Market
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)

Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA 94520
Money Market Account
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA 94520
Money Market Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA 94520
Money Market Account
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Business Jumbo Money Market
0.95%
$100,000
Rate0.95%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA 94520
Money Market Account
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1855 2nd St, Concord, CA 94519
Money Market Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA 94518 2457
Money Market Account
0.75%
$100,000
Rate0.75%
Min Deposit$100,000
Min Balance
UpdatedMay 7, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumpstart Money Market
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1855 2nd St, Concord, CA 94519
Money Market Account
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1855 2nd St, Concord, CA 94519
Money Market Account
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1855 2nd St, Concord, CA 94519
Money Market Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA 94518 2457
Money Market Account
0.55%
$50,000
Rate0.55%
Min Deposit$50,000
Min Balance
UpdatedMay 7, 2026
Details

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA 94518 2457
Money Market Account
0.50%
$25,000
Rate0.50%
Min Deposit$25,000
Min Balance
UpdatedMay 7, 2026
Details

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA 94518 2457
Money Market Account
0.45%
$10,000
Rate0.45%
Min Deposit$10,000
Min Balance
UpdatedMay 7, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Business Flexible Money Market
0.40%
$1,000
Rate0.40%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA 94518 2457
Money Market Account
0.40%
$5,000
Rate0.40%
Min Deposit$5,000
Min Balance
UpdatedMay 7, 2026
Details

Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA 94518 2457
Money Market Account
0.30%
$5
Rate0.30%
Min Deposit$5
Min Balance
UpdatedMay 7, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus Money Market
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumbo Plus MMA
0.25%
$1,000
Rate0.25%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Business Jumbo Money Market
0.25%
$100,000
Rate0.25%
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Business Flexible Money Market
0.20%
$1,000
Rate0.20%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Business Flexible Money Market
0.15%
$1,000
Rate0.15%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Business Flexible Money Market
0.10%
$1,000
Rate0.10%
Min Deposit$1,000
Min Balance
UpdatedMay 12, 2026
Details

Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1390 Willow Pass Rd Ste 100, Concord, CA 94520
Money Market Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1855 2nd St, Concord, CA 94519
Money Market Plus Account
0.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
2095 Diamond Blvd Ste 115, Concord, CA 94520
Jumpstart Money Market
0.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market Accounts
5.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $24,999.99

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1st Class Money Market
5.39%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No min deposit. No min balance.

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Reverse Money Market Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedApr 16, 2026
Details

new money

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMay 4, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.00 & Below

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Concord, California and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Concord, CA Money Market Rate Trends

Compare local Concord, CA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California MMA Trends →
High-Yield MMA — CA Avg
3.423%
Unchanged vs 7 days ago

California high-yield MMA rates currently average 3.423% APY.

Standard MMA — CA Avg
0.063%
Unchanged vs 7 days ago

California standard MMA rates currently average 0.063% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Concord, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Concord, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Concord, California

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in California.

Are Money Market accounts in Concord, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do MMA rates change in Concord, California?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Concord, California?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Concord, California require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Concord, California

Here are some of the highest money market account APYs currently available in Concord, California and the surrounding area:
  • Travis Credit Union
    Diamond Money Market — 3.85% APY
  • UNIFY Financial Federal Credit Union
    Money Market Plus Account — 3.25% APY
  • Patelco Credit Union
    Money Market Plus — 3.25% APY
  • Chevron Federal Credit Union
    Money Market Savings — 3.20% APY
  • Pacific Service Credit Union
    Money Market Account — 1.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Concord, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026