Best Money Market Rates in Fremont, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Fremont, California and the surrounding area money market deposit account rates include EverBankEverBank38990 Paseo Padre Pkwy, Fremont, CA 94538B4.5 ★Texas Ratio: 20.65% Business Money Market at 3.50% APY, Golden Bank National AssociationGolden Bank National Association46324 Warm Springs Boulevard, Fremont, CA 94539A+5.0 ★Texas Ratio: 3.27% money market account at 3.38% APY, Patelco Credit UnionPatelco Credit Union5166 Mowry Ave, Fremont, CA 94538A+5.0 ★Texas Ratio: 4.87% Money Market Plus at 3.25% APY, Citizens Equity First Credit UnionCitizens Equity First Credit Union44047 Osgood Rd, Fremont, CA 94539A5.0 ★Texas Ratio: 6.76% Insured Money Market Account (IMMA) TIER-4 at 2.35% APY, and Technology Credit UnionTechnology Credit Union43848 Pacific Commons Blvd, Fremont, CA 94538A+5.0 ★Texas Ratio: 3.60% BUSINESS MONEY MARKET Plus Accounts at 2.05% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Fremont has 5 local institutions in our database, with money market rates as high as 3.50% APY from EverBank at 38990 Paseo Padre Pkwy, Fremont, CA 94538. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fremont, California and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Fremont, California & the Surrounding Area
new money
No min deposit. No min balance.
Qualifying balance up to $24,999.99
Limited-time offer
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Only new money qualifies for the Business Direct Advantage MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Balance $50,000 or more
APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.
New money only
Access your funds anytime.
New money only
$15,000+
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
$24,999.01 & Above
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
$24,999.00 & Below
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fremont, CA Money Market Rate Trends
Compare local Fremont, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates currently average 3.423% APY.
California standard MMA rates currently average 0.063% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fremont, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fremont, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fremont, California
What is a Money Market Account (MMA)?
Are Money Market accounts in Fremont, California safe?
How often do MMA rates change in Fremont, California?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Fremont, California?
Best Money Market Rates in Fremont, California
- EverBank
Business Money Market — 3.50% APY - Golden Bank National Association
money market account — 3.38% APY - Patelco Credit Union
Money Market Plus — 3.25% APY - Citizens Equity First Credit Union
Insured Money Market Account (IMMA) TIER-4 — 2.35% APY - Technology Credit Union
BUSINESS MONEY MARKET Plus Accounts — 2.05% APY
