Best Money Market Rates in Poway, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Poway, California and the surrounding area money market deposit account rates include Baxter Credit UnionBaxter Credit Union14111 Danielson St, Poway, CA 92064A5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, Mission Federal Credit UnionMission Federal Credit Union13465 Poway Rd, Poway, CA 92064A+5.0 ★Texas Ratio: 0.89% Ultra Money Market at 2.40% APY, San Diego Firefighters Federal Credit UnionSan Diego Firefighters Federal Credit Union12375 Kerran St, Poway, CA 92064A+5.0 ★Texas Ratio: 0.97% Money Market at 1.36% APY, San Diego County Credit UnionSan Diego County Credit Union14099 Stowe Dr, Poway, CA 92064A+5.0 ★Texas Ratio: 0.58% Money Market & IRA Money Market at 0.20% APY, and California Coast Credit UnionCalifornia Coast Credit Union13616 Poway Rd Ste 200, Poway, CA 92064A+5.0 ★Texas Ratio: 0.57% Money Market Index at 0.05% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Poway has 5 local institutions in our database, with money market rates as high as 3.50% APY from Baxter Credit Union at 14111 Danielson St, Poway, CA 92064. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Poway, California and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Poway, California & the Surrounding Area
$15,000+
$250,000+
$25,000 - $99,999
$15,000+
$15,000
$50,000+
$2,500 - $49,999
No min deposit. No min balance.
Qualifying balance up to $24,999.99
Limited-time offer
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Only new money qualifies for the Business Direct Advantage MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
APY - Annual Percentage Yield on the Star One Money Market Savings Account is variable. Minimum deposit of $50 required to open a Money Market Savings Account. Minimum balance of $50 required to earn dividend. Fees may reduce earnings.
Balance $50,000 or more
Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
New money only
New money only
Access your funds anytime.
$24,999.01 & Above
new money
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
$24,999.00 & Below
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Poway, CA Money Market Rate Trends
Compare local Poway, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates currently average 3.423% APY.
California standard MMA rates currently average 0.063% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Poway, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Poway, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Poway, California
What is a Money Market Account (MMA)?
Are Money Market accounts in Poway, California safe?
How often do MMA rates change in Poway, California?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Poway, California?
Best Money Market Rates in Poway, California
- Baxter Credit Union
Money Market Special — 3.50% APY - Mission Federal Credit Union
Ultra Money Market — 2.40% APY - San Diego Firefighters Federal Credit Union
Money Market — 1.36% APY - San Diego County Credit Union
Money Market & IRA Money Market — 0.20% APY - California Coast Credit Union
Money Market Index — 0.05% APY
