Current Torrance, California and the surrounding area money market deposit account rates include UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union20305 Anza Ave, Torrance, CA 90503B4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY, Kinecta Federal Credit UnionKinecta Federal Credit Union24580 Crenshaw Blvd, Torrance, CA 90505A+5.0 ★Texas Ratio: 4.14% Signature Money Market at 3.00% APY, Arrowhead Central Credit UnionArrowhead Central Credit Union24325 Crenshaw Blvd, Torrance, CA 90505 5349A+5.0 ★Texas Ratio: 2.28% Money Market at 1.10% APY, Schools Federal Credit UnionSchools Federal Credit Union20101 Hamilton Ave Ste 150, Torrance, CA 90502 1306A+5.0 ★Texas Ratio: 1.31% Premium Money Market Account at 0.90% APY, and Honda Federal Credit UnionHonda Federal Credit Union19701 Hamilton Ave ste 130, Torrance, CA 90502 1368A+5.0 ★Texas Ratio: 2.85% Money Market at 0.90% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Torrance has 6 local institutions in our database, with money market rates as high as 3.25% APY from UNIFY Financial Federal Credit Union at 20305 Anza Ave, Torrance, CA 90503. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Torrance, California and surrounding area. Last Updated and Verified: May 12, 2026
Minimum to open is $2,500. Dividend paid when average daily balance for the month is:
Minimum to open is $2,500. Dividend paid when average daily balance for the month is:; Qualifying balance up to $499,999.99
Minimum to open is $2,500. Dividend paid when average daily balance for the month is:; Qualifying balance up to $249,999.99
Minimum to open is $2,500. Dividend paid when average daily balance for the month is:; Qualifying balance up to $99,999.99
Minimum to open is $2,500. Dividend paid when average daily balance for the month is:; Qualifying balance up to $49,999.99
Minimum to open is $2,500. Dividend paid when average daily balance for the month is:; Qualifying balance up to $24,999.99
No min deposit. No min balance.
Qualifying balance up to $24,999.99
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
$24,999.01 & Above
new money
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
$24,999.00 & Below
Compare local Torrance, CA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield MMA rates currently average 3.423% APY.
California standard MMA rates currently average 0.063% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Torrance, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Torrance, California. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.