Best Money Market Rates in Denver, Colorado (CO) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Denver, Colorado and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank3720 Quebec St, Denver, CO 80207A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Academy BankAcademy Bank7800 Smith Rd, Denver, CO 80207A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Sunflower BankSunflower Bank278 University Blvd, Denver, CO 80206A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Bellco Credit UnionBellco Credit Union1075 S Havana St, Denver, CO 80012 2901A+5.0 ★Texas Ratio: 4.87% Business Money Market Account at 3.25% APY, and Westerra Credit UnionWesterra Credit Union3700 E Alameda Ave, Denver, CO 80209A+5.0 ★Texas Ratio: 3.61% Money Market Select at 3.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Denver has 13 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 3720 Quebec St, Denver, CO 80207. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Denver, Colorado and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Denver, Colorado & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3720 Quebec St, Denver, CO 80207
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3720 Quebec St, Denver, CO 80207
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
7800 Smith Rd, Denver, CO 80207
Premier Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
introductory rate
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
278 University Blvd, Denver, CO 80206
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $50,000.00
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Premier Money Market Account
3.25%
$10,000
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Business Premier Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3720 Quebec St, Denver, CO 80207
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
3720 Quebec St, Denver, CO 80207
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
278 University Blvd, Denver, CO 80206
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
Money Market Select
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
If requirements*** are met, the following rate will apply
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Member Money Market Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Business Premier Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Mile High Money Market Accounts Fifth Tier
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Premier Money Market Account
2.70%
$10,000
▼
Rate2.66%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2001 Lincoln St Ste 100, Denver, CO 80202 3802
Money Markets
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2001 Lincoln St Ste 100, Denver, CO 80202 3802
Money Market
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Business Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
as high as
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Money Market Plus
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Mile High Money Market Accounts Fourth Tier
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Member Money Market Account
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2001 Lincoln St Ste 100, Denver, CO 80202 3802
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
1075 S Havana St, Denver, CO 80012 2901
Business Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Mile High Money Market Accounts Third Tier
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
7800 Smith Rd, Denver, CO 80207
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
Mile High Money Market Accounts Second Tier
1.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Health Savings Account, IRA, Roth IRA, SEP IRA & Coverdell ESA Tiered Money Market
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Tiered Money Market
1.85%
$2,000
▼
Rate1.83%
Min Deposit$2,000
Min Balance—
UpdatedMay 12, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Money Market Max
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2001 Lincoln St Ste 100, Denver, CO 80202 3802
Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Tiered Money Market
1.65%
$2,000
▼
Rate1.64%
Min Deposit$2,000
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Health Savings Account, IRA, Roth IRA, SEP IRA & Coverdell ESA Tiered Money Market
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Business Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.55%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Business Money Market
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Money Market Plus
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.50%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Business Money Market Plus
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2001 Lincoln St Ste 100, Denver, CO 80202 3802
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
7800 Smith Rd, Denver, CO 80207
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Business Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Tiered Money Market
1.25%
$2,000
▼
Rate1.24%
Min Deposit$2,000
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Health Savings Account, IRA, Roth IRA, SEP IRA & Coverdell ESA Tiered Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.25%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.15%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.11%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
7800 Smith Rd, Denver, CO 80207
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
4545 E 51st Ave, Denver, CO 80216
MONEY MARKET SAVINGS
1.00%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800
High Yield Money Market Accounts Fifth Tier
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1499 Wynkoop St Ste 100, Denver, CO 80202 5557
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Business Money Market Plus
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Money Market Plus
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
7800 Smith Rd, Denver, CO 80207
Premier Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
7800 Smith Rd, Denver, CO 80207
Premier Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
7800 Smith Rd, Denver, CO 80207
Premier Money Market
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1331 17th St, Denver, CO 80202
Business Money Markets
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1331 17th St, Denver, CO 80202
Business Money Markets
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1331 17th St, Denver, CO 80202
Business Money Markets
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1331 17th St, Denver, CO 80202
Business Money Markets
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1331 17th St, Denver, CO 80202
Business Money Markets
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
1331 17th St, Denver, CO 80202
Business Money Markets
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $999,999.99
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer or Business Tiered Money Market
2.02%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
$250,000.00 & Above
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market personal personal savings money market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Denver, Colorado and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Denver, CO Money Market Rate Trends
Compare local Denver, CO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CO Avg
3.477%
Unchanged vs 7 days ago
Colorado high-yield MMA rates currently average 3.477% APY.
Standard MMA — CO Avg
1.104%
Unchanged vs 7 days ago
Colorado standard MMA rates currently average 1.104% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Denver, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Denver, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Denver, Colorado
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Colorado.
Are Money Market accounts in Denver, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do MMA rates change in Denver, Colorado?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Denver, Colorado?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Denver, Colorado require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Denver, Colorado
Here are some of the highest money market account APYs currently available in Denver, Colorado and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Academy Bank
Premier Money Market — 3.65% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Bellco Credit Union
Business Money Market Account — 3.25% APY - Westerra Credit Union
Money Market Select — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Denver, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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