Best Money Market Rates in Fruita, Colorado - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Fruita, Colorado and the surrounding area money market deposit account rates include Grand Valley BankGrand Valley Bank452 S Maple St, Fruita, CO 81521A5.0 ★Texas Ratio: 11.80% Money Market Account at 2.70% APY, Coloramo Federal Credit UnionColoramo Federal Credit Union333 W Aspen Ave, Fruita, CO 81521A+5.0 ★Texas Ratio: 6.23% Business Money Market Account at 2.35% APY, SunwardSunwardA+5.0 ★Texas Ratio: 3.78% Power Money Market Account at 5.04% APY, Premier Members Credit UnionPremier Members Credit UnionA+5.0 ★Texas Ratio: 4.43% Money Market Including Business and IRA at 4.00% APY, and Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Fruita has 2 local institutions in our database, with money market rates as high as 2.70% APY from Grand Valley Bank at 452 S Maple St, Fruita, CO 81521. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fruita, Colorado and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Fruita, Colorado & the Surrounding Area
Qualifying balance up to $999,999.99
Qualifying balance up to $249,999.99
Qualifying balance up to $99,999.99
Qualifying balance up to $24,999.99
Introductory rate
New money only
New money only
Qualifying balance up to $50,000.00
Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
If requirements*** are met, the following rate will apply
$1,000,000
$500,000 - $999,999.99
Tiered balance rates. Rate range: 2.33% to 3.67%
As High As
Qualifying balance up to $50,000.00
Interest will be compounded and credited to your account each month using the daily balance method. Fees could reduce the earnings on this account. Rates subject to change.
Tiered rates based on balance.
Tiered balance rates. Rate range: 1.61% to 2.33%
Interest will be compounded and credited to your account each month using the daily balance method. Fees could reduce the earnings on this account. Rates subject to change.
Balances $250,000 to $499,999
Balances $250,000 to $499,999
Tiered balance rates. Rate range: 1.21% to 1.61%
Balances $100,000 to $249,999
Balances $100,000 to $249,999
Tiered rates based on balance.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fruita, CO Money Market Rate Trends
Compare local Fruita, CO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado high-yield MMA rates currently average 3.311% APY.
Colorado standard MMA rates currently average 1.076% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fruita, Colorado money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fruita, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fruita, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fruita, Colorado
What is a Money Market Account (MMA)?
Are Money Market accounts in Fruita, Colorado safe?
How often do MMA rates change in Fruita, Colorado?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Fruita, Colorado?
Best Money Market Rates in Fruita, Colorado
- Grand Valley Bank
Money Market Account — 2.70% APY - Coloramo Federal Credit Union
Business Money Market Account — 2.35% APY - Sunward
Power Money Market Account — 5.04% APY - Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - Academy Bank
Premier Money Market — 3.65% APY
