Current Mystic, Connecticut and the surrounding area money market deposit account rates include Citizens BankCitizens Bank23 Broadway Ave, Mystic, CT 06355A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Liberty Bank Middletown, CTLiberty Bank Middletown, CT27 Coogan Blvd, Mystic, CT 06355A+5.0 ★Texas Ratio: 5.26% Business Money Market Special at 3.20% APY, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union4 Hendel Dr, Mystic, CT 06355 1965A+5.0 ★Texas Ratio: 2.08% Accumulator Money Market at 2.50% APY, DR BankDR BankA+5.0 ★Texas Ratio: 0.38% Business Money Market at 4.00% APY, and Bankwell BankBankwell BankA-5.0 ★Texas Ratio: 15.53% High Yield Business Money Market at 3.50% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Mystic has 3 local institutions in our database, with money market rates as high as 3.50% APY from Citizens Bank at 23 Broadway Ave, Mystic, CT 06355. Use the table below to compare all available offers, including options from institutions serving the broader Connecticut area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mystic, Connecticut and surrounding area. Last Updated and Verified: June 23, 2026
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Qualifying balance up to $2,000.00
Qualifying balance up to $6,000.00
Qualifying balance up to $10,000.00
Standard rates. Must have a Citizens Private Client® Checking account.
Qualifying balance over $10,000.00
Standard rates. Must have a Citizens Quest® Checking account.
Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.
Qualifications Required: Maintain a business operating checking account and business money market account; Deposit a minimum of $5,000 in new money to your business checking and/or business money market account; Perform a minimum of five (5) qualifying transactions per month in your business checking account.; APY (Annual Percentage Yield) is accurate as of 06/17/2026. Rates may change without prior notice, before or after the account is opened. Offer expires December 31, 2025. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
Rate is variable and subject to change after the account is open. Rate effective 05/12/2026. APY (Annual Percentage Yield) for High Yield Money Market is 3.40% and interest rate is 3.34% for balances of $100,000.00 and above. The minimum to open a High Yield Money Market account is $100. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Tier 3
Rate is variable and subject to change after the account is open. Rate effective 05/12/2026. For balances up to $99,999.99, the APY is 3.00% and interest rate is 2.96%. The minimum to open a High Yield Money Market account is $100. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Tier 2
Rate is variable and subject to change after the account is open. Rate effective 05/12/2026. APY (Annual Percentage Yield) for High Yield Money Market is 3.40% and interest rate is 3.34% for balances of $100,000.00 and above. The minimum to open a High Yield Money Market account is $100. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Rate is variable and subject to change after the account is open. Rate effective 12/18/2025. The minimum to open a Smart Money Market account is $100. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
$500,000 and Over
Tier 5
$250,000 - $499,999.99
$250,000
Daily Balance
Limited Time Offer
$100,000 - $249,999
$250,000.00
$100,000 - $249,999.99
Tiered MMA - Based on Daily Balance
Up to $99,999
Balance up to $20,000.00
Tiered MMA - Based on Daily Balance
Balance of $100,000 or more: 2.50% APY
Balance of $100,000 or more: 2.50% APY
$250,000 and Over
Tiered MMA - Based on Daily Balance
Dividends paid & compounded quarterly.
Dividends paid & compounded quarterly.
Compare local Mystic, CT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut high-yield MMA rates currently average 3.032% APY.
Connecticut standard MMA rates currently average 0.736% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mystic, Connecticut money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Mystic, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mystic, Connecticut. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.