Best Money Market Rates in Ridgefield, Connecticut - July 2026
Brian McKay
Brian McKay
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Current Ridgefield, Connecticut and the surrounding area money market deposit account rates include Mutual Security Credit UnionMutual Security Credit Union900 RIDGEBURY RD, RIDGEFIELD, CT 06877A+5.0 ★Texas Ratio: 4.07% Money Market Account Special at 2.25% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Quest Money Market at 3.50% APY, CorePlus Federal Credit UnionCorePlus Federal Credit UnionA+5.0 ★Texas Ratio: 1.48% Nonprofit Money Market Tier 3 at 3.50% APY, Bankwell BankBankwell BankA-5.0 ★Texas Ratio: 15.53% High Yield Business Money Market at 3.40% APY, and Selfreliance Federal Credit UnionSelfreliance Federal Credit UnionA5.0 ★Texas Ratio: 9.40% Money Market at 3.29% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Ridgefield has 1 local institution in our database, with money market rates as high as 2.25% APY from Mutual Security Credit Union at 900 RIDGEBURY RD, RIDGEFIELD, CT 06877. Use the table below to compare all available offers, including options from institutions serving the broader Connecticut area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ridgefield, Connecticut and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Ridgefield, Connecticut & the Surrounding Area
Limited Time Offer
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Rate is variable and subject to change after the account is open. Rate effective 05/12/2026. For balances up to $99,999.99, the APY is 3.00% and interest rate is 2.96%. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Rate is variable and subject to change after the account is open. Rate effective 05/12/2026. For balances up to $99,999.99, the APY is 0.35% and interest rate is 0.35%. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
As Low As
Rate is variable and subject to change after the account is open. Rate effective 12/18/2025. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Rate is variable and subject to change after the account is open. Rate effective 05/12/2026. For balances of $100,000.00 and above, the APY is 3.40% and interest rate is 3.34%. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Minimum to Earn APY: $1,000,000 - $999,999,999.99
Balance of $100,000 or more
$250,000
$100,000 - $249,999
$50,000
Minimum to Earn APY: $25,000.00 - $999,999.99
$250,000.00
Balance range: $75,000.00 and greater
Minimum Balance to Earn Posted APY: $250,000.00
Minimum Balance to Earn Posted APY: $250,000.00
$20001 - $50000
Premier Membership. Rates are subject to change.
Based on Daily Balance
Up to $99,999
$20,000
Balance range: $25,000.00 to $74,999.99
Minimum Balance to Earn Posted APY: $150,000.00
Minimum Balance to Earn Posted APY: $150,000.00
Based on Daily Balance
Balances equal to or over $100,000
Balance of less than $100,000
Premier Membership. Rates are subject to change.
Tiered Rate Account
$5,000.00
Balances $50,000 to $99,999
Based on Daily Balance
Minimum Balance to Earn Posted APY: $75,000.00
Minimum Balance to Earn Posted APY: $75,000.00
Balances $25,000 to $49,999
Balance range: $10,000.00 to $24,999.99
Based on Daily Balance
$50,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ridgefield, CT Money Market Rate Trends
Compare local Ridgefield, CT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut high-yield MMA rates fell 0.023 points over the past 7 days to 3.046% APY.
Connecticut standard MMA rates fell 0.060 points over the past 7 days to 0.704% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ridgefield, Connecticut money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ridgefield, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ridgefield, Connecticut. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ridgefield, Connecticut
What is a Money Market Account (MMA)?
Are Money Market accounts in Ridgefield, Connecticut safe?
How often do MMA rates change in Ridgefield, Connecticut?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Ridgefield, Connecticut?
Best Money Market Rates in Ridgefield, Connecticut
- Mutual Security Credit Union
Money Market Account Special — 2.25% APY - Citizens Bank
Citizens Quest Money Market — 3.50% APY - CorePlus Federal Credit Union
Nonprofit Money Market Tier 3 — 3.50% APY - Bankwell Bank
High Yield Business Money Market — 3.40% APY - Selfreliance Federal Credit Union
Money Market — 3.29% APY
Ridgefield, Connecticut Rates & Resources
