Best Money Market Rates in Watertown, Connecticut (CT) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Watertown, Connecticut and the surrounding area money market rates include DR BankDR BankA+5.0 ★Texas Ratio: 0.38% Business Money Market at 4.00% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Quest® Money Market at 3.75% APY, Bankwell BankBankwell BankA-5.0 ★Texas Ratio: 15.53% High Yield Money Market at 3.50% APY, CorePlus Federal Credit UnionCorePlus Federal Credit UnionA+5.0 ★Texas Ratio: 1.57% Nonprofit Money Market: Tier 3 at 3.50% APY, and Dime BankDime BankA+5.0 ★Texas Ratio: 1.01% Dime Accelerator Money Market at 3.50% APY. Money market rates as of April 13, 2026 according to verified data from MonitorBankRates.
Watertown has 4 local institutions in our database, with money market rates as high as 2.50% APY from Mutual Security Credit Union at 764 STRAITS TPKE, WATERTOWN, CT 06795. Use the table below to compare all available offers, including options from institutions serving the broader Connecticut area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Watertown, Connecticut and surrounding area. Last Updated and Verified: April 13, 2026
Compare the Best Money Market Rates Today in Watertown, Connecticut & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mutual Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
764 STRAITS TPKE, WATERTOWN, CT 06795
Money Market Special*
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Mutual Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
764 STRAITS TPKE, WATERTOWN, CT 06795
Money Market Special
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Mutual Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
764 STRAITS TPKE, WATERTOWN, CT 06795
Money Market Account Special
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Limited Time Offer
Mutual Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
764 STRAITS TPKE, WATERTOWN, CT 06795
Business Partnership Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Saldo diario:
Mutual Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
764 STRAITS TPKE, WATERTOWN, CT 06795
Partnership Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
51 Straits Tpke, Watertown, CT 06795
TOTAL MONEY MARKET
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
51 Straits Tpke, Watertown, CT 06795
Total Business Money Market and OVER
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
$250,000.00
Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
544 Straits Tpke, Watertown, CT 06795
Business Money Market Account
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
544 Straits Tpke, Watertown, CT 06795
Money Market Account
1.15%
$250,000
▼
Rate1.14%
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
51 Straits Tpke, Watertown, CT 06795
TOTAL MONEY MARKET
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details
Qualifications Required: Maintain a business operating checking account and business money market account; Deposit a minimum of $5,000 in new money to your business checking and/or business money market account; Perform a minimum of five (5) qualifying transactions per month in your business checking account; Offer expires: December 31, 2025
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Nonprofit Money Market: Tier 3
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market
3.50%
$0
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.53%
High Yield Money Market
3.50%
$100
▼
Rate3.44%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Founders Money Market for Business
3.50%
$0
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
up to
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
Money Market
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Money Market
3.05%
$2,500
▼
Rate3.01%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Tiered Rate Account
The First Bank of Greenwich
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Nonprofit Money Market: Tier 2
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Money Market
2.60%
$2,500
▼
Rate2.57%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Tiered Rate Account
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★ Texas Ratio: 9.09%
Relationship Money Market Account
2.50%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Accumulator Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Business Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Money Market & Up
2.43%
$250,000
▼
Rate2.40%
Min Deposit$250,000
Min Balance—
UpdatedApr 5, 2026
Details
$250,000
The First Bank of Greenwich
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Money Market
2.18%
$100,000
▼
Rate2.15%
Min Deposit$100,000
Min Balance—
UpdatedApr 5, 2026
Details
$100,000 - $249,999
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
Money Market >
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$50,000
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
As High As
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Advanced Money Market
2.02%
$75,000
▼
Rate—
Min Deposit$75,000
Min Balance—
UpdatedApr 11, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Savings
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
IRA Signature Money Market
2.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
Signature Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★ Texas Ratio: 9.09%
Relationship Money Market Account
2.00%
$100
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Money Market
2.00%
$2,500
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Tiered Rate Account
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Gold Star Money Market
1.97%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
Money Market
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$20001 - $50000
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market Accounts
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
Tiered MMA - Based on Daily Balance
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Gold Star Money Market
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Money Market
1.67%
$2,500
▼
Rate1.65%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Up to $99,999
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
Money Market to
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$20,000
Cencap Federal Credit Union
Institution Rating:
F1.7 ★ Texas Ratio: 54.83%
Money Market
1.64%
$0
▼
Rate1.62%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Super Money Market or IRA*
1.64%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Super Money Market or IRA
1.64%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Money Market
1.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Accumulator Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Savings
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Gold Star Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Money Market
1.41%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
State Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Money Market
1.31%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market Accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
Money Market
1.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.21%
Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Balances equal to or over $100,000
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
IRA Signature Money Market
1.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
Signature Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
Tiered MMA - Based on Daily Balance
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $100,000.00
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
1.01%
$200,000
▼
Rate1.00%
Min Deposit$200,000
Min Balance—
UpdatedApr 11, 2026
Details
Americas First Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Over $100,000
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Money Market Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Money Market Plus
1.00%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Crosspoint Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.65%
High Yield Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
Tiered MMA - Based on Daily Balance
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Direct Investment Money Market
1.00%
$50,000
▼
Rate0.99%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Variable
Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Business Money Market
1.00%
$0
▼
Rate0.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
IRA Signature Money Market
1.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
Signature Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Dime Accelerator Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Business Money Market
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
$5,000 or $20 Fee1
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.21%
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Balances $50,000 to $99,999
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Watertown, Connecticut and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Watertown, CT Money Market Rate Trends
Compare local Watertown, CT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CT Avg
0.533%
Unchanged vs 7 days ago
Connecticut high-yield MMA rates currently average 0.533% APY.
Standard MMA — CT Avg
0.994%
Unchanged vs 7 days ago
Connecticut standard MMA rates currently average 0.994% APY.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Watertown, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Watertown, Connecticut. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Watertown, Connecticut
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Connecticut.
Are Money Market accounts in Watertown, Connecticut safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Connecticut up to $250,000 per depositor, per institution.
How often do MMA rates change in Watertown, Connecticut?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Connecticut rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Watertown, Connecticut
Here are some of the highest money market account APYs currently available in Watertown, Connecticut and the surrounding area:
- DR Bank
Business Money Market — 4.00% APY - Citizens Bank
Citizens Quest® Money Market — 3.75% APY - Bankwell Bank
High Yield Money Market — 3.50% APY - CorePlus Federal Credit Union
Nonprofit Money Market: Tier 3 — 3.50% APY - Dime Bank
Dime Accelerator Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Watertown, Connecticut. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 13, 2026
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