Best Money Market Rates in Fort Myers, Florida - June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Fort Myers, Florida and the surrounding area money market deposit account rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913A+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY, Gulf Coast Business BankGulf Coast Business Bank12205 Metro Pkwy, Fort Myers, FL 33966A+5.0 ★Texas Ratio: 0.00% MONEY MARKET at 3.82% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union8690 Gladiolus Dr, Fort Myers, FL 33908A+5.0 ★Texas Ratio: 1.02% Premier Money Market at 3.70% APY, Suncoast Credit UnionSuncoast Credit Union565 Pine Island Rd, Fort Myers, FL 33903A5.0 ★Texas Ratio: 5.71% Regular Money Market Accounts at 3.50% APY, and EverBankEverBank6321 Daniels Parkway, Fort Myers, FL 33912B4.5 ★Texas Ratio: 20.65% Business Money Market at 3.50% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.
Fort Myers has 11 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fort Myers, Florida and surrounding area. Last Updated and Verified: May 30, 2026
Compare the Best Money Market Rates Today in Fort Myers, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913
Max Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$1,000,000 +
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
MONEY MARKET
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
6321 Daniels Parkway, Fort Myers, FL 33912
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.71%
565 Pine Island Rd, Fort Myers, FL 33903
Regular Money Market Accounts
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
14490 Palm Beach Blvd, Fort Myers, FL 33905
Small Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$250,000 - $999,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.71%
565 Pine Island Rd, Fort Myers, FL 33903
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 - $249,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Premier Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Indexed Money Market Account
2.81%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Insured Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Indexed Money Market Account
2.62%
$0
▼
Rate2.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.55%
$1,000,000
▼
Rate2.52%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.50%
$500,000
▼
Rate2.47%
Min Deposit$500,000
Min Balance—
UpdatedMay 23, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Insured Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.45%
$250,000
▼
Rate2.42%
Min Deposit$250,000
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.40%
$150,000
▼
Rate2.37%
Min Deposit$150,000
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Performance Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.35%
$50,000
▼
Rate2.33%
Min Deposit$50,000
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.30%
$2,000
▼
Rate2.28%
Min Deposit$2,000
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
2.07%
$100
▼
Rate2.05%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Insured Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913
Max Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$25,000 - $49,999
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Indexed Money Market Account
1.88%
$0
▼
Rate1.86%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
1.81%
$100
▼
Rate1.80%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Performance Money Market
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
1.71%
$100
▼
Rate1.70%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Performance Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
1.51%
$100
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Insured Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
8690 Gladiolus Dr, Fort Myers, FL 33908
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
1.31%
$100
▼
Rate1.30%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premier Money Market Plus - Achieva Checking with Direct Deposit
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.71%
565 Pine Island Rd, Fort Myers, FL 33903
Regular Money Market Accounts
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Performance Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
6321 Daniels Parkway, Fort Myers, FL 33912
Business Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Relationship Money Market Tier 4
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Member of 25+ years
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Relationship Money Market Tier 4 Member of 25+ years
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
1.11%
$100
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Relationship Money Market Tier 4 Member of 25+ years
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Relationship Money Market Tier 4
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Member of 25+ years
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Relationship Money Market Tier 3
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913
Max Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Less than $2,500
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Relationship Money Market Tier 2
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Member of 5-14 years
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Relationship Money Market Tier 3
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
0.90%
$100
▼
Rate0.90%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
Money Market Account
0.80%
$100
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedMay 17, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Money Market Savings - Tier 2
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum to Open: $5000
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Money Market Savings - Tier 3
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum to Open: $5000
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Money Market Savings - Tier 1
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum to Open: $5000
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
4.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
for balances $2,500 and over
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000.00
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
Axiom® Select Money Market
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Annual Percentage Yield (APY) is effective as of May 21, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Fort Myers, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fort Myers, FL Money Market Rate Trends
Compare local Fort Myers, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
3.737%
Unchanged vs 7 days ago
Florida high-yield MMA rates currently average 3.737% APY.
Standard MMA — FL Avg
0.543%
Unchanged vs 7 days ago
Florida standard MMA rates currently average 0.543% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort Myers, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fort Myers, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Myers, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fort Myers, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Fort Myers, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Fort Myers, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Fort Myers, Florida?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Fort Myers, Florida require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Fort Myers, Florida
Here are some of the highest money market account APYs currently available in Fort Myers, Florida and the surrounding area:
- LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - Gulf Coast Business Bank
MONEY MARKET — 3.82% APY - Dfcu Financial Credit Union
Premier Money Market — 3.70% APY - Suncoast Credit Union
Regular Money Market Accounts — 3.50% APY - EverBank
Business Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fort Myers, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 30, 2026
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