Best Money Market Rates in Mexico Beach, Florida - July 2026
Brian McKay
Brian McKay
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Current Mexico Beach, Florida and the surrounding area money market deposit account rates include Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Online Money Market Deposit Account at 4.01% APY, RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 3.76% Tidal Wave Money Market Account at 4.00% APY, TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Dort Financial Credit UnionDort Financial Credit UnionA+5.0 ★Texas Ratio: 5.35% Public Funds Money Market at 4.00% APY, and Gulf Coast Business BankGulf Coast Business BankA+5.0 ★Texas Ratio: 0.00% Money Market at 3.82% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Mexico Beach is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Florida area are available to Mexico Beach residents, with money market rates as high as 4.01% APY from Total Direct Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mexico Beach, Florida and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Mexico Beach, Florida & the Surrounding Area
Fees may reduce account earnings. A valid email address and Online Banking enrollment are required to open and maintain an account. No transactions allowed by debit card or by check.
New money only. Rates are current as of 7/1/2026, and subject to change at any time without notice.
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
up to
Rates up to 3.75% APY*
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Money market rate that's over 5x the national average. No service charges or monthly fees.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
New money only. Rates are current as of 7/1/2026, and subject to change at any time without notice.
The Higher the Amount the Higher the Interest Rate.
National Average 0.08 APY
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Tiered rates that reward higher balances
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
See Axiom Associate for balances $25,000 and above
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
Monthly Interest Compounded 3 per month
Tiered rates.
APY = Annual Percentage Yield. Rates and fees are subject to change. Fees may reduce earnings.
Maximum Opening Balance: $99,999.99; Dividend Frequency: Monthly
3.00% APY†on $0-24,999 balance. High yield checking required
New money only. Rates are current as of 7/1/2026, and subject to change at any time without notice.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Tiered rates.
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Tiered rates.
No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month
$250,000
Rates effective 07-12-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY is accurate as of specified date. Rate may change after account is opened.
This is a variable rate account. Your interest and APY may change without notice. Fees can reduce earnings.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mexico Beach, FL Money Market Rate Trends
Compare local Mexico Beach, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield MMA rates rose 0.095 points over the past 7 days to 3.609% APY.
Florida standard MMA rates rose 0.021 points over the past 7 days to 0.553% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mexico Beach, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Mexico Beach, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mexico Beach, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Mexico Beach, Florida
What is a Money Market Account (MMA)?
Are Money Market accounts in Mexico Beach, Florida safe?
How often do MMA rates change in Mexico Beach, Florida?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Mexico Beach, Florida?
Best Money Market Rates in Mexico Beach, Florida
- Total Direct Bank
Online Money Market Deposit Account — 4.01% APY - RadiFi Credit Union
Tidal Wave Money Market Account — 4.00% APY - Truist
Small Business Money Market Account — 4.00% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY - Gulf Coast Business Bank
Money Market — 3.82% APY
Mexico Beach, Florida Rates & Resources
