Best Money Market Rates in Wildwood, Florida (FL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Wildwood, Florida and the surrounding area money market deposit account rates include Suncoast Credit UnionSuncoast Credit Union5625 Seven Mile Dr Ste 102, Wildwood, FL 34785 8866A5.0 ★Texas Ratio: 6.47% Regular Money Market Accounts at 3.50% APY, TruistTruist406 S Main St, Wildwood, FL 34785A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Florida Credit UnionFlorida Credit Union5804 Seven Mile Dr, Wildwood, FL 34785A+5.0 ★Texas Ratio: 4.36% Money Market Specials - Business at 2.00% APY, United Southern BankUnited Southern Bank1017 Us Highway 301, Wildwood, FL 34785A5.0 ★Texas Ratio: 7.88% Money Market at 0.75% APY, and Insight Credit UnionInsight Credit Union4675 E State Road 44 Ste 106, Wildwood, FL 34785 7461A+5.0 ★Texas Ratio: 5.93% Money Market at 0.15% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Wildwood has 5 local institutions in our database, with money market rates as high as 3.50% APY from Suncoast Credit Union at 5625 Seven Mile Dr Ste 102, Wildwood, FL 34785 8866. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Wildwood, Florida and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Wildwood, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
5625 Seven Mile Dr Ste 102, Wildwood, FL 34785 8866
Regular Money Market Accounts
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
406 S Main St, Wildwood, FL 34785
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
5625 Seven Mile Dr Ste 102, Wildwood, FL 34785 8866
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Personal
2.00%
$2,500
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Business
2.00%
$2,500
▼
Rate1.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Business1
1.65%
$2,500
▼
Rate1.64%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Personal
1.50%
$2,500
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Business1
1.40%
$2,500
▼
Rate1.39%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
5625 Seven Mile Dr Ste 102, Wildwood, FL 34785 8866
Regular Money Market Accounts
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Personal
1.25%
$2,500
▼
Rate1.24%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Business1
1.25%
$2,500
▼
Rate1.24%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Personal
1.10%
$2,500
▼
Rate1.09%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Business1
1.00%
$2,500
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Account
1.00%
$2,500
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Personal
0.98%
$2,500
▼
Rate0.98%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Account
0.75%
$2,500
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
United Southern Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
1017 Us Highway 301, Wildwood, FL 34785
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Account
0.55%
$2,500
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Business Money Market
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Advantage
0.50%
$65,000
▼
Rate0.50%
Min Deposit$65,000
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Plus
0.50%
$50,000
▼
Rate0.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
United Southern Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
1017 Us Highway 301, Wildwood, FL 34785
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Account
0.45%
$2,500
▼
Rate0.45%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
United Southern Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
1017 Us Highway 301, Wildwood, FL 34785
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Business1
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Plus
0.25%
$50,000
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Advantage
0.25%
$65,000
▼
Rate0.25%
Min Deposit$65,000
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Account
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Business Money Market
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Specials - Personal
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
United Southern Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
1017 Us Highway 301, Wildwood, FL 34785
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
4675 E State Road 44 Ste 106, Wildwood, FL 34785 7461
Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
4675 E State Road 44 Ste 106, Wildwood, FL 34785 7461
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
United Southern Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
1017 Us Highway 301, Wildwood, FL 34785
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Insight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
4675 E State Road 44 Ste 106, Wildwood, FL 34785 7461
Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Advantage
0.02%
$65,000
▼
Rate0.02%
Min Deposit$65,000
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Business Money Market
0.02%
$2,500
▼
Rate0.02%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Account
0.02%
$2,500
▼
Rate0.02%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
5804 Seven Mile Dr, Wildwood, FL 34785
Money Market Plus
0.02%
$50,000
▼
Rate0.02%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
4.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Terms Apply.
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
for balances $2,500 and over
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Minimum Balance to earn the 4.00% Annual Percentage Yield
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000,000 +
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
MONEY MARKET
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Tiered rates that reward higher balances
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Platinum Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market k
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
No service charges or monthly fees.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $100,000.00
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
BayLive Money Market
2.59%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifications Required
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
2.07%
$100
▼
Rate2.05%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Wildwood, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Wildwood, FL Money Market Rate Trends
Compare local Wildwood, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
3.644%
Unchanged vs 7 days ago
Florida high-yield MMA rates currently average 3.644% APY.
Standard MMA — FL Avg
0.561%
Unchanged vs 7 days ago
Florida standard MMA rates currently average 0.561% APY.
As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Wildwood, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wildwood, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Wildwood, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Wildwood, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Wildwood, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Wildwood, Florida?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Wildwood, Florida require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Wildwood, Florida
Here are some of the highest money market account APYs currently available in Wildwood, Florida and the surrounding area:
- Suncoast Credit Union
Regular Money Market Accounts — 3.50% APY - Truist
Small Business Money Market Account — 3.40% APY - Florida Credit Union
Money Market Specials - Business — 2.00% APY - United Southern Bank
Money Market — 0.75% APY - Insight Credit Union
Money Market — 0.15% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wildwood, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking