Best Money Market Rates in Athens, Georgia (GA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Athens, Georgia and the surrounding area money market deposit account rates include TruistTruist185 Alps Rd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, My Georgia Credit UnionMy Georgia Credit Union205 Collins Industrial Blvd, Athens, GA 30601A+5.0 ★Texas Ratio: 3.67% Money Market at 3.30% APY, Southern Energy Credit UnionSouthern Energy Credit Union285 Newton Bridge Rd, Athens, GA 30607A+5.0 ★Texas Ratio: 0.45% Money Market Account at 3.04% APY, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.31% Prestige Money Market at 1.50% APY, and Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A5.0 ★Texas Ratio: 6.22% Sterling Fund Money Market at 0.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Athens has 5 local institutions in our database, with money market rates as high as 3.40% APY from Truist at 185 Alps Rd, Athens, GA 30606. Use the table below to compare all available offers, including options from institutions serving the broader Georgia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Athens, Georgia and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Athens, Georgia & the Surrounding Area
Average Daily Bal.
Average Daily Bal.
Average Daily Bal.
Average Daily Bal.
With balance above - $999,999.99
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
With balance between $250,000.00 - $999,999.99
New money only
New money only
$15,000+
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
With balance between $100,000.00 - $249,999.99
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
With balance between $20,000.00 - $99,999.99
$100,000+
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
$100,000.00 and Above
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Athens, GA Money Market Rate Trends
Compare local Athens, GA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia high-yield MMA rates currently average 3.070% APY.
Georgia standard MMA rates currently average 0.700% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Athens, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Athens, Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Athens, Georgia
What is a Money Market Account (MMA)?
Are Money Market accounts in Athens, Georgia safe?
How often do MMA rates change in Athens, Georgia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Athens, Georgia?
Best Money Market Rates in Athens, Georgia
- Truist
Small Business Money Market Account — 3.40% APY - My Georgia Credit Union
Money Market — 3.30% APY - Southern Energy Credit Union
Money Market Account — 3.04% APY - Robins Financial Credit Union
Prestige Money Market — 1.50% APY - Georgia United Credit Union
Sterling Fund Money Market — 0.50% APY
