Best Money Market Rates in Atlanta, Georgia - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Atlanta, Georgia and the surrounding area money market deposit account rates include TruistTruist303 Peachtree St Ne, Atlanta, GA 30308A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Southern Energy Credit UnionSouthern Energy Credit Union30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308A+5.0 ★Texas Ratio: 0.45% Money Market Account at 3.04% APY, Associated Credit UnionAssociated Credit UnionSam Nunn Atlanta Federal Center, Atlanta, GA 30303A+5.0 ★Texas Ratio: 2.28% Regular, TRUST, & IRA Money Market Accounts at 2.40% APY, Family First Credit UnionFamily First Credit Union6201 Powers Ferry Rd, Atlanta, GA 30339A5.0 ★Texas Ratio: 9.96% Money Market Account at 2.25% APY, and Delta Community Credit UnionDelta Community Credit Union1025 Virginia Ave, Atlanta, GA 30354 1319A+5.0 ★Texas Ratio: 1.49% Business Money Market Accounts at 2.15% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Atlanta has 12 local institutions in our database, with money market rates as high as 3.40% APY from Truist at 303 Peachtree St Ne, Atlanta, GA 30308. Use the table below to compare all available offers, including options from institutions serving the broader Georgia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Atlanta, Georgia and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Atlanta, Georgia & the Surrounding Area
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
$1,000 is required to open the account and a minimum balance of $1,000 is required to earn the stated annual percentage yield.
$1,000 is required to open the account and a minimum balance of $1,000 is required to earn the stated annual percentage yield.
$1,000 is required to open the account and a minimum balance of $1,000 is required to earn the stated annual percentage yield.
$1,000 is required to open the account and a minimum balance of $1,000 is required to earn the stated annual percentage yield.
$1,000 is required to open the account and a minimum balance of $1,000 is required to earn the stated annual percentage yield.
With balance above - $999,999.99
$1,000,000.00 and over
New money only
New money only
$15,000+
With balance between $250,000.00 - $999,999.99
Average Daily Bal.
With balance between $100,000.00 - $249,999.99
As High As
APY accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
$500,000.00 - $999,999.99
$250,000.00 - $499,999.99
APY accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
$100,000.00 - $249,999.99
$500,000.01 and over
APY accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
$250,000.01 - $500,000.00
$100,000.00 - $250,000.00
APY accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings.
$1,000.00 - $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Atlanta, GA Money Market Rate Trends
Compare local Atlanta, GA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia high-yield MMA rates rose 0.001 points over the past 7 days to 3.052% APY.
Georgia standard MMA rates rose 0.021 points over the past 7 days to 0.721% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Atlanta, Georgia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Atlanta, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Atlanta, Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Atlanta, Georgia
What is a Money Market Account (MMA)?
Are Money Market accounts in Atlanta, Georgia safe?
How often do MMA rates change in Atlanta, Georgia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Atlanta, Georgia?
Best Money Market Rates in Atlanta, Georgia
- Truist
Small Business Money Market Account — 3.40% APY - Southern Energy Credit Union
Money Market Account — 3.04% APY - Associated Credit Union
Regular, TRUST, & IRA Money Market Accounts — 2.40% APY - Family First Credit Union
Money Market Account — 2.25% APY - Delta Community Credit Union
Business Money Market Accounts — 2.15% APY
