Best Money Market Rates in Macon, Georgia - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Macon, Georgia and the surrounding area money market deposit account rates include TruistTruist606 Cherry St, Macon, GA 31201A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Five Star Credit UnionFive Star Credit Union4070 FORSYTH RD, MACON, GA 31210A5.0 ★Texas Ratio: 6.85% Money Market Account at 1.76% APY, OneSouth BankOneSouth Bank4070 Forsyth Rd, Macon, GA 31210A+5.0 ★Texas Ratio: 1.57% Money Market Account at 1.76% APY, Midsouth Community Federal Credit UnionMidsouth Community Federal Credit Union4810 Mercer University Dr, Macon, GA 31210 5675A+5.0 ★Texas Ratio: 4.71% Money Market at 1.50% APY, and CGR Credit UnionCGR Credit Union2040 Ingleside Ave, Macon, GA 31204A+5.0 ★Texas Ratio: 1.07% Money Market Capital Share at 1.50% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Macon has 7 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 606 Cherry St, Macon, GA 31201. Use the table below to compare all available offers, including options from institutions serving the broader Georgia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Macon, Georgia and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Macon, Georgia & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
as high as
Account Transfer Limitations Apply
$2,000
as high as
$2,000
Account Transfer Limitations Apply
Balance tiers: $2,000.00 - $9,999.99, $10,000.00 - $49,999.99, $50,000.00 - $99,999.99, $100,000.00+
$2,000
Account Transfer Limitations Apply
Balance tiers: $2,000.00 - $9,999.99, $10,000.00 - $49,999.99, $50,000.00 - $99,999.99, $100,000.00+
Balance tiers: $2,000.00 - $9,999.99, $10,000.00 - $49,999.99, $50,000.00 - $99,999.99, $100,000.00+
Balance tiers: $2,000.00 - $9,999.99, $10,000.00 - $49,999.99, $50,000.00 - $99,999.99, $100,000.00+
Visit Office
Balance above - $999,999.99
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Balance between $250,000.00 - $999,999.99
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Balance between $100,000.00 - $249,999.99
As High As*
Balance between $20,000.00 - $99,999.99
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Tiered and Variable Rate. $20.00 minimum balance fee will apply if daily balance falls below $1,000.00
Tiered and Variable Rate. $20.00 minimum balance fee will apply if daily balance falls below $1,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Macon, GA Money Market Rate Trends
Compare local Macon, GA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia high-yield MMA rates fell 0.018 points over the past 7 days to 3.046% APY.
Georgia standard MMA rates rose 0.066 points over the past 7 days to 0.766% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Macon, Georgia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Macon, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Macon, Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Macon, Georgia
What is a Money Market Account (MMA)?
Are Money Market accounts in Macon, Georgia safe?
How often do MMA rates change in Macon, Georgia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Macon, Georgia?
Best Money Market Rates in Macon, Georgia
- Truist
Small Business Money Market Account — 4.00% APY - Five Star Credit Union
Money Market Account — 1.76% APY - OneSouth Bank
Money Market Account — 1.76% APY - Midsouth Community Federal Credit Union
Money Market — 1.50% APY - CGR Credit Union
Money Market Capital Share — 1.50% APY
