Best Money Market Rates in Valdosta, Georgia (GA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Valdosta, Georgia and the surrounding area money market rates include Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.75% APY, Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit UnionA+5.0 ★Texas Ratio: 0.00% Share/IRA Money Market/Platinum Plus at 3.75% APY, RBC Bank, (Georgia)RBC Bank, (Georgia)A+5.0 ★Texas Ratio: 2.29% U.S. Business Money Market at 3.60% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, and Publix Employees Federal Credit UnionPublix Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.34% High-Yield Money Market Tiers* at 3.50% APY. Money market rates as of April 13, 2026 according to verified data from MonitorBankRates.
Valdosta has 3 local institutions in our database, with money market rates as high as 3.03% APY from Southeastern Credit Union at 3501 N Valdosta Rd, Valdosta, GA 31602 1068. Use the table below to compare all available offers, including options from institutions serving the broader Georgia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Valdosta, Georgia and surrounding area. Last Updated and Verified: April 13, 2026
Compare the Best Money Market Rates Today in Valdosta, Georgia & the Surrounding Area
With balance above - $999,999.99
New money only
New money only
Guaranteed for 6 Months; Minimum deposit of $25,000 is required to open the Money Market account and obtain APY. Money Market account fees could reduce earnings. Offer available to new Money Market account customers only. Money Market account interest is compounded daily and credited to your account monthly. Limited time offer.
With balance between $250,000.00 - $999,999.99
$15,000+
$15,000+ Intro rate
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Average Daily Bal.
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Qualifying balance up to $1,000.00
With balance between $100,000.00 - $249,999.99
Average Daily Bal.
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
With balance between $20,000.00 - $99,999.99
$5 monthly maintenance charge waived when minimum balance requirement is met
$50,000 and up
$100,000+
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
$5 monthly maintenance charge waived when minimum balance requirement is met
Average Daily Bal.
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
$25,000.00 - $49,999.99
Average Daily Bal.
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
$10,000.00 - $24,999.99
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Valdosta, GA Money Market Rate Trends
Compare local Valdosta, GA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia high-yield MMA rates rose 2.384 points over the past 7 days to 3.037% APY.
Georgia standard MMA rates fell 0.583 points over the past 7 days to 0.659% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Valdosta, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Valdosta, Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Valdosta, Georgia
What is a Money Market Account (MMA)?
Are Money Market accounts in Valdosta, Georgia safe?
How often do MMA rates change in Valdosta, Georgia?
Can I write checks from a Money Market Account?
Best Money Market Rates in Valdosta, Georgia
- Together Credit Union
Money Market (IRA) — 3.75% APY - Workmens Circle Incorporated Credit Union
Share/IRA Money Market/Platinum Plus — 3.75% APY - RBC Bank, (Georgia)
U.S. Business Money Market — 3.60% APY - Baxter Credit Union
Money Market Special — 3.50% APY - Publix Employees Federal Credit Union
High-Yield Money Market Tiers* — 3.50% APY
