Best Money Market Rates in Valdosta, Georgia (GA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Valdosta, Georgia and the surrounding area money market deposit account rates include TruistTruist2901 N Ashley St, Valdosta, GA 31602A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Southeastern Credit UnionSoutheastern Credit Union3501 N Valdosta Rd, Valdosta, GA 31602 1068A+5.0 ★Texas Ratio: 0.67% Performance Money Market at 3.03% APY, LOCOGA Federal Credit UnionLOCOGA Federal Credit Union1592 Norman Dr, Valdosta, GA 31601 3581A+5.0 ★Texas Ratio: 0.00% Money Market Accounts at 0.50% APY, Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit UnionA+5.0 ★Texas Ratio: 0.00% Share/IRA Money Market/Platinum Plus at 3.75% APY, and Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Valdosta has 3 local institutions in our database, with money market rates as high as 3.40% APY from Truist at 2901 N Ashley St, Valdosta, GA 31602. Use the table below to compare all available offers, including options from institutions serving the broader Georgia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Valdosta, Georgia and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Valdosta, Georgia & the Surrounding Area
With balance above - $999,999.99
New money only
$15,000+
With balance between $250,000.00 - $999,999.99
New money only
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Average Daily Bal.
With balance between $100,000.00 - $249,999.99
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Average Daily Bal.
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
With balance between $20,000.00 - $99,999.99
$100,000+
$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply
Average Daily Bal.
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
Average Daily Bal.
$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply
$100,000.00 and Above
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Valdosta, GA Money Market Rate Trends
Compare local Valdosta, GA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia high-yield MMA rates currently average 3.070% APY.
Georgia standard MMA rates currently average 0.700% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Valdosta, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Valdosta, Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Valdosta, Georgia
What is a Money Market Account (MMA)?
Are Money Market accounts in Valdosta, Georgia safe?
How often do MMA rates change in Valdosta, Georgia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Valdosta, Georgia?
Best Money Market Rates in Valdosta, Georgia
- Truist
Small Business Money Market Account — 3.40% APY - Southeastern Credit Union
Performance Money Market — 3.03% APY - LOCOGA Federal Credit Union
Money Market Accounts — 0.50% APY - Workmens Circle Incorporated Credit Union
Share/IRA Money Market/Platinum Plus — 3.75% APY - Together Credit Union
Money Market (IRA) — 3.50% APY
