Best Money Market Rates in Hawaii - July 2026
Brian McKay
Brian McKay
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Current Hawaii money market deposit account rates include Ko`olau Federal Credit UnionKo`olau Federal Credit Union6699 Mokapu Rd, KAILUA, HI 96734A+5.0 ★Texas Ratio: 3.02% Money Market at 1.65% APY, Hawaii Law Enforcement Federal Credit UnionHawaii Law Enforcement Federal Credit Union801 S Beretania St, Honolulu, HI 96813A+5.0 ★Texas Ratio: 2.71% Money Market at 1.55% APY, Hawaiian Financial Federal Credit UnionHawaiian Financial Federal Credit Union1138 N King St, Honolulu, HI 96817A+5.0 ★Texas Ratio: 2.48% VIP Money Market at 1.50% APY, CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734A+5.0 ★Texas Ratio: 0.94% Money Market at 1.50% APY, and Garden Island Federal Credit UnionGarden Island Federal Credit Union3417 Poipu Rd # 701, Koloa, HI 96756 8517A+5.0 ★Texas Ratio: 2.31% Money Market Account at 1.41% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Hawaii side-by-side. Hawaii money market rates currently reach as high as 1.65% APY from Ko`olau Federal Credit Union at 6699 Mokapu Rd, KAILUA, HI 96734. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Hawaii and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Hawaii
Dividends are compounded and credited monthly. Fees could reduce earnings on the account. Minimum to earn dividends is $2,500.
Dividends are compounded and credited monthly. Fees could reduce earnings on the account. Minimum to earn dividends is $2,500.
Minimum balance requirement to open and earn advertised APY is $500.
Minimum balance requirement to open and earn advertised APY is $500.
Dividends are compounded and credited monthly. Fees could reduce earnings on the account. Minimum to earn dividends is $2,500.
Dividends are compounded and credited monthly. Fees could reduce earnings on the account. Minimum to earn dividends is $2,500.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hawaii Money Market Rate Trends
Compare local Hawaii money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield MMA rates fell 0.018 points over the past 7 days to 3.046% APY.
Hawaii standard MMA rates fell 0.029 points over the past 7 days to 0.704% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hawaii money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hawaii. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Hawaii
What is a Money Market Account (MMA)?
Are Money Market accounts in Hawaii safe?
How often do MMA rates change in Hawaii?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Hawaii?
Best Money Market Rates in Hawaii
- Ko`olau Federal Credit Union
Money Market — 1.65% APY - Hawaii Law Enforcement Federal Credit Union
Money Market — 1.55% APY - Hawaiian Financial Federal Credit Union
VIP Money Market — 1.50% APY - CU Hawaii Federal Credit Union
Money Market — 1.50% APY - Garden Island Federal Credit Union
Money Market Account — 1.41% APY
Cities in Hawaii
