Best Money Market Rates in Hayden, Idaho - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Hayden, Idaho and the surrounding area money market deposit account rates include Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union200 W Honeysuckle Ave, Hayden, ID 83835A+5.0 ★Texas Ratio: 4.06% Money Market Account at 3.49% APY, Spokane Teachers Credit UnionSpokane Teachers Credit Union255 W Hayden Ave, Hayden, ID 83835A+5.0 ★Texas Ratio: 3.13% Member Preferred Money Market at 2.79% APY, Idaho Central Credit UnionIdaho Central Credit Union8760 N Government Way, Hayden, ID 83835A+5.0 ★Texas Ratio: 3.86% IRA Money Market Savings Account at 1.00% APY, Numerica Credit UnionNumerica Credit Union8370 N Cornerstone Dr, Hayden, ID 83835A+5.0 ★Texas Ratio: 2.57% Bonus Money Market at 0.40% APY, and America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Hayden has 4 local institutions in our database, with money market rates as high as 3.49% APY from Potlatch No 1 Financial Credit Union at 200 W Honeysuckle Ave, Hayden, ID 83835. Use the table below to compare all available offers, including options from institutions serving the broader Idaho area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Hayden, Idaho and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Hayden, Idaho & the Surrounding Area
Qualifying Bump Rate
Qualifying Bump Rate
Qualifying Bump Rate
Minimum $500,000. APY effective 12/2/25
Qualifying Bump Rate
Qualifying Bump Rate
Qualifying balance up to $250,000+
Qualifying balance up to $249,999.99
Qualifying balance up to $99,999.99
Qualifying balance up to $49,999.99
Average Daily Balance Range: Equal to or greater than $2,500,000.00
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a service fee of $10 if minimum balance is not maintained. There is a $5 fee for each withdrawal over 6 in a monthly statement period. Not available for business accounts.
Elite Money Market Savings* balance tier: $25,000.00 to $99,999.99. Payment Frequency: Monthly
Check out our Money Market Plus New Money Promo that pays 3.00% APY
Average Daily Balance Range: Equal to or greater than $1,000,000.00 but less than $2,500,000.00
Average Daily Balance Range: Equal to or greater than $500,000.00 but less than $1,000,000.00
Minimum to Open
Average Daily Balance Range: Equal to or greater than $250,000.00 but less than $500,000.00
Balance Tier: $500,000.00 to $999,999.99
Balance Tier: $100,000.00 to $499,999.99
Balance Tier: $5000.00 to $99,999.99
Average Daily Balance Range: Equal to or greater than $100,000.00 but less than $250,000.00
Average Daily Balance Range: Equal to or greater than $50,000.00 but less than $100,000.00
Average Daily Balance Range: Equal to or greater than $25,000.00 but less than $50,000.00
Average Daily Balance Range: Equal to or greater than $10,000.00 but less than $25,000.00
Average Daily Balance Range: Equal to or greater than $1,000.00 but less than $10,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hayden, ID Money Market Rate Trends
Compare local Hayden, ID money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho high-yield MMA rates rose 0.001 points over the past 7 days to 3.052% APY.
Idaho standard MMA rates currently average 1.016% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hayden, Idaho money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Hayden, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hayden, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Hayden, Idaho
What is a Money Market Account (MMA)?
Are Money Market accounts in Hayden, Idaho safe?
How often do MMA rates change in Hayden, Idaho?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Hayden, Idaho?
Best Money Market Rates in Hayden, Idaho
- Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY - Spokane Teachers Credit Union
Member Preferred Money Market — 2.79% APY - Idaho Central Credit Union
IRA Money Market Savings Account — 1.00% APY - Numerica Credit Union
Bonus Money Market — 0.40% APY - America First Federal Credit Union
Money Market — 3.90% APY
