Best Money Market Rates in Lewiston, Idaho (ID) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lewiston, Idaho and the surrounding area money market deposit account rates include Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union654 SOUTHWAY AVE, LEWISTON, ID 83501A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY, Lewis Clark Credit UnionLewis Clark Credit Union1626 17th St, Lewiston, ID 83501A+5.0 ★Texas Ratio: 4.10% MONEY MARKET at 1.46% APY, Idaho Central Credit UnionIdaho Central Credit Union429 Thain Rd, Lewiston, ID 83501A+5.0 ★Texas Ratio: 4.09% IRA Money Market Savings Account at 1.00% APY, CUTTING EDGECUTTING EDGE2200 1st St, Lewiston, ID 83501 3559B+4.8 ★Texas Ratio: 17.24% Money Market at 0.20% APY, and Responders Emergency Services Credit UnionResponders Emergency Services Credit UnionA+5.0 ★Texas Ratio: 0.00% Money Market at 12.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Lewiston has 4 local institutions in our database, with money market rates as high as 3.49% APY from Potlatch No 1 Financial Credit Union at 654 SOUTHWAY AVE, LEWISTON, ID 83501. Use the table below to compare all available offers, including options from institutions serving the broader Idaho area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lewiston, Idaho and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Lewiston, Idaho & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying Bump Rate
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1626 17th St, Lewiston, ID 83501
MONEY MARKET
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
IRA Money Market Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
IRA Money Market Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
Money Market Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1626 17th St, Lewiston, ID 83501
MONEY MARKET
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
IRA Money Market Savings Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
0.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
0.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1626 17th St, Lewiston, ID 83501
MONEY MARKET
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Business Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID 83501
Money Market Accounts
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
IRA Money Market Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1626 17th St, Lewiston, ID 83501
MONEY MARKET
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
2200 1st St, Lewiston, ID 83501 3559
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
2200 1st St, Lewiston, ID 83501 3559
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
2200 1st St, Lewiston, ID 83501 3559
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
Money Market Savings
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
429 Thain Rd, Lewiston, ID 83501
IRA Money Market Savings Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
12.00%
$0
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $1,200.00
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Money Market Plus Savings
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Check out our Money Market Plus New Money Promo that pays 3.00% APY
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Minimum $500,000. APY effective 12/2/25
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
BUSINESS MONEY MARKET Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Summit National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Premier Money Markets
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Minimum to Open
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
Velocity Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Premium Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
BUSINESS MONEY MARKET Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
BUSINESS MONEY MARKET Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $999,999.99
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $499,999.99
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $99,999.99
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lewiston, Idaho and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lewiston, ID Money Market Rate Trends
Compare local Lewiston, ID money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ID Avg
3.070%
▲ 0.011 vs 7 days ago
Idaho high-yield MMA rates rose 0.011 points over the past 7 days to 3.070% APY.
Standard MMA — ID Avg
1.372%
▲ 0.355 vs 7 days ago
Idaho standard MMA rates rose 0.355 points over the past 7 days to 1.372% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lewiston, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lewiston, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lewiston, Idaho
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Idaho.
Are Money Market accounts in Lewiston, Idaho safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Idaho up to $250,000 per depositor, per institution.
How often do MMA rates change in Lewiston, Idaho?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Idaho rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Lewiston, Idaho?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lewiston, Idaho require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Lewiston, Idaho
Here are some of the highest money market account APYs currently available in Lewiston, Idaho and the surrounding area:
- Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY - Lewis Clark Credit Union
MONEY MARKET — 1.46% APY - Idaho Central Credit Union
IRA Money Market Savings Account — 1.00% APY - CUTTING EDGE
Money Market — 0.20% APY - Responders Emergency Services Credit Union
Money Market — 12.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lewiston, Idaho. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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