Best Money Market Rates in Meridian, Idaho - June 2026
Brian McKay
Brian McKay
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Current Meridian, Idaho and the surrounding area money market deposit account rates include CAPITAL EDUCATORSCAPITAL EDUCATORS275 S Stratford Dr, Meridian, ID 83642 6289A5.0 ★Texas Ratio: 10.63% Business Money Market Savings Account at 4.00% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union6161 N Ten Mile Rd, Meridian, ID 83646A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, First FSB of Twin FallsFirst FSB of Twin Falls1880 S Eagle Rd, Meridian, ID 83642A+5.0 ★Texas Ratio: 0.24% Business Money Market at 3.04% APY, Lookout Federal Credit UnionLookout Federal Credit Union2295 E Fairview, Meridian, ID 83642A5.0 ★Texas Ratio: 8.82% Money Market Plus New Money Promo at 3.00% APY, and Technology Credit UnionTechnology Credit Union1394 W Chinden Blvd, Meridian, ID 83646 5470A+5.0 ★Texas Ratio: 3.39% Money Market Plus Accounts at 2.05% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Meridian has 9 local institutions in our database, with money market rates as high as 4.00% APY from CAPITAL EDUCATORS at 275 S Stratford Dr, Meridian, ID 83642 6289. Use the table below to compare all available offers, including options from institutions serving the broader Idaho area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Meridian, Idaho and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Meridian, Idaho & the Surrounding Area
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Tier 10
Tier 10
Tier 9
Tier 9
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Tier 8
Tier 8
Effective Date: 06/01/2026
Effective Date: 06/01/2026
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Effective Date: 06/01/2026
Tier 7
Tier 7
balance over $10,000
Effective Date: 06/01/2026
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Effective Date: 06/01/2026
Tier 6
Tier 6
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Federally insured by the NCUA.
$10,000 - $24,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Effective Date: 06/01/2026
Tier 5
Tier 5
Effective Date: 06/01/2026
$2,500 - $9,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Federally insured by the NCUA.
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Fee waived with $2,500 daily balance
Tier 4
Tier 4
Federally insured by the NCUA.
*APY = Annual Percentage Yield. The interest rate and annual percentage yield may change at any time. Federally insured by the NCUA.
Effective Date: 06/01/2026
Tier 3
Tier 3
Tier 2
Tier 2
Tier 1
Tier 1
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
Elite Money Market Savings*
Daily ledger balance of: $500,000 and above
Floor Interest Rate**
Daily ledger balance of: $250,000 - $499,999
Daily ledger balance of: $100,000 - $249,999
Daily ledger balance of: $.01 - $99,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Meridian, ID Money Market Rate Trends
Compare local Meridian, ID money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho high-yield MMA rates fell 0.024 points over the past 7 days to 3.063% APY.
Idaho standard MMA rates currently average 1.016% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Meridian, Idaho money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Meridian, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Meridian, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Meridian, Idaho
What is a Money Market Account (MMA)?
Are Money Market accounts in Meridian, Idaho safe?
How often do MMA rates change in Meridian, Idaho?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Meridian, Idaho?
Best Money Market Rates in Meridian, Idaho
- CAPITAL EDUCATORS
Business Money Market Savings Account — 4.00% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - First FSB of Twin Falls
Business Money Market — 3.04% APY - Lookout Federal Credit Union
Money Market Plus New Money Promo — 3.00% APY - Technology Credit Union
Money Market Plus Accounts — 2.05% APY
