Best Money Market Rates in Bloomington, Illinois - June 2026
Brian McKay
Brian McKay
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Current Bloomington, Illinois and the surrounding area money market deposit account rates include Citizens Equity First Credit UnionCitizens Equity First Credit Union2323 E Empire St, Bloomington, IL 61704 8253A5.0 ★Texas Ratio: 6.36% Insured Money Market Account (IMMA) TIER-4 at 2.35% APY, IAA Credit UnionIAA Credit Union808 Iaa Dr, Bloomington, IL 61701 2214A+5.0 ★Texas Ratio: 1.83% Platinum Money Market Account at 2.22% APY, Illinois State Credit UnionIllinois State Credit Union1408 Airport Rd, Bloomington, IL 61704 2566A+5.0 ★Texas Ratio: 4.04% Money Market at 2.11% APY, Bloomington Municipal Credit UnionBloomington Municipal Credit Union602 S Gridley St, Bloomington, IL 61701 5227A+5.0 ★Texas Ratio: 0.12% Money Market at 1.61% APY, and University of Illinois Community Credit UnionUniversity of Illinois Community Credit Union1722 E Hamilton Rd, Bloomington, IL 61704A+5.0 ★Texas Ratio: 5.25% Jumbo Money Market at 1.50% APY. Money market rates as of June 22, 2026 according to verified data from MonitorBankRates.
Bloomington has 7 local institutions in our database, with money market rates as high as 2.35% APY from Citizens Equity First Credit Union at 2323 E Empire St, Bloomington, IL 61704 8253. Use the table below to compare all available offers, including options from institutions serving the broader Illinois area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bloomington, Illinois and surrounding area. Last Updated and Verified: June 22, 2026
Compare the Best Money Market Rates Today in Bloomington, Illinois & the Surrounding Area
Rate with Platinum Checking and at least $50,000
Compounded daily-paid quarterly
*
$50,000 and Over
Tier V $2,500,000 or more
Tier IV $250,000 - $2,499,999.99
$25,000.00 - $49,999.99
Tier III $150,000 - $249,999.99
Tier II $75,000 - $149,999.99
$10,000.00 - $24,999.99
Tier I 0 - $74,999.99
Less than $10,000.00
Tier II $2,500 or more
Tier I 0 - $2,499.99
New Money Only
Special rate as of 4/9/2025
Special rate as of 4/9/2025
New Money Only
3
3
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
Earn 3.75% APY1 on your business savings. Accelerate your growth today!
$15,000+
New money only
New money only
2.05% APY after the promotion
Rates are subject to change at any time.
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Must be opened with New Money, defined as new-to-Byline. $25 monthly service fee if minimum daily balance is not met.
Must be opened with New Money, defined as new-to-Byline. $25 monthly service fee if minimum daily balance is not met.
Interest paid monthly. A monthly fee of $25 will be assessed if the minimum daily balance falls below $10,000. Fees may reduce earnings on the account. Interest rates and APY may change at any time without notice at the Bank's discretion. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Accounts closed before the interest payment date will not earn accrued interest for that period. See Deposit Account Agreement and Disclosures for additional terms. New deposits only are defined as not currently on deposit with Centrust Bank.
Average Daily Balance; up to $15,000,000
HCU
APY for 6 months
Includes our highest money market rate and the ease of online account opening. Avoid $25 monthly maintenance fee. Account must be funded with money not currently on deposit with Republic Bank of Chicago. Fees may reduce account earnings. APY may change and offer may be withdrawn at any time without notice.
Earn 3.02% APY1 on your savings with our Digital Money Market account.
1 2
100000 +
Balance: $250,000.00 and up
HCU
25000 - 99999.99
at least once during each year
Platinum Money Market $500,000.00 & Above
HCU
100000 +
1 2
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bloomington, IL Money Market Rate Trends
Compare local Bloomington, IL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield MMA rates fell 0.006 points over the past 7 days to 3.190% APY.
Illinois standard MMA rates rose 0.009 points over the past 7 days to 0.650% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bloomington, Illinois money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bloomington, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bloomington, Illinois. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bloomington, Illinois
What is a Money Market Account (MMA)?
Are Money Market accounts in Bloomington, Illinois safe?
How often do MMA rates change in Bloomington, Illinois?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Bloomington, Illinois?
Best Money Market Rates in Bloomington, Illinois
- Citizens Equity First Credit Union
Insured Money Market Account (IMMA) TIER-4 — 2.35% APY - IAA Credit Union
Platinum Money Market Account — 2.22% APY - Illinois State Credit Union
Money Market — 2.11% APY - Bloomington Municipal Credit Union
Money Market — 1.61% APY - University of Illinois Community Credit Union
Jumbo Money Market — 1.50% APY
Bloomington, Illinois Rates & Resources
