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Best Money Market Rates in Shoals, Indiana (IN) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 12, 2026

Current Shoals, Indiana and the surrounding area money market rates include Hoosier Hills Credit UnionHoosier Hills Credit UnionA5.0 ★Texas Ratio: 9.40% High Yield Money Market at 4.05% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.82% APY, Centier BankCentier BankA+5.0 ★Texas Ratio: 2.21% Money Market Account at 3.75% APY, and Everence Trust CompanyEverence Trust CompanyA+5.0 ★Texas Ratio: 0.00% Indexed money market at 3.75% APY. Money market rates as of April 12, 2026 according to verified data from MonitorBankRates.

Shoals is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Indiana area are available to Shoals residents, with money market rates as high as 4.05% APY from Hoosier Hills Credit Union. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Shoals, Indiana and surrounding area. Last Updated and Verified: April 12, 2026

Compare the Best Money Market Rates Today in Shoals, Indiana & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
4.05%
$0
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Intro rate expires: 6 months

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.85%
$0
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Centier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Money Market Account
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Indexed money market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Indexed money market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Gold Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Max Money Market
3.65%
$100,000
View
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
View
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details

180-Day Promo Rate | $10,000 Min. Balance

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

First Savings Bank Jeffersonville, IN
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Special
3.50%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

New Money only (money not having been on deposit at First Savings Bank for longer than 30 days). Qualifying balance up to $25,000.00

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Premier Money Market Special
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
3.30%
$50
View
▼
Rate3.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
3.30%
$50
View
▼
Rate3.25%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
High Yield Money Market
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
High-Yield Money Market Deposit Account
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
View
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000,000.00

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings Rate
3.09%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Earn 5x the national average**

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
3.05%
$50
View
▼
Rate3.01%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
High Interest Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Century Money Market
2.85%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Money Market
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$5,000 min. balance

Crane Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Money Market
2.78%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

As High As

Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Money Market Accounts
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
MONEY MARKET PLUS
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Money Market Preferred
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Consumer
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Max Money Market
2.68%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Qualifying balance up to $49,999.00

F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Platinum Money Market & Above
2.66%
$1,500
View
▼
Rate2.62%
Min Deposit$1,500
Min Balance—
UpdatedApr 11, 2026
Details

$500,000.00

STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Money Market Preferred
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 9.70%
Money Market Special
2.65%
$0
View
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Max Money Market
2.65%
$50,000
View
▼
Rate2.62%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.58%
$50
View
▼
Rate2.55%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
2.53%
$50
View
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
2.53%
$50
View
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Campbell & Fetter Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
First Money Market
2.53%
$100
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
Business Money Market Accounts
2.50%
$100
View
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

**$100 minimum opening deposit

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Money Market Savings
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Gold Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Checking
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
IRA Money Market Account Tier 5
2.33%
$25
View
▼
Rate2.30%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Money Market Tier 5
2.27%
$2,500
View
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Thrive Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Money Market Accounts
2.27%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hoosier United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
High Yield Money Market
2.27%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First Trust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
MONEY MARKET PLUS
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Business
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Money Market
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Advantage Money Market - Consumer
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
2.12%
$2,500
View
▼
Rate2.10%
Min Deposit$2,500
Min Balance—
UpdatedApr 11, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.12%
$50
View
▼
Rate2.10%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market 4th Tier
2.05%
$50,000
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Rates can change daily, Daily compounding

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market
2.05%
$50,000
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Rates can change daily, Daily compounding

Campbell & Fetter Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
First Money Market
2.02%
$100
View
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market for Business
2.02%
$50
View
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
Silver Eagle Money Market Account
2.02%
$50
View
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
SecFed High Yield Money Market
2.02%
$50
View
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Providence Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 6.14%
Achieve More Commercial Money Market
2.00%
$75,000
View
▼
Rate—
Min Deposit$75,000
Min Balance—
UpdatedMar 28, 2026
Details

Qualifying balance up to $249,999.99

Providence Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 6.14%
Achieve More Money Market
2.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Indexed money market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Shoals, Indiana and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Shoals, IN Money Market Rate Trends

Compare local Shoals, IN money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana MMA Trends →
High-Yield MMA — IN Avg
1.581%
Unchanged vs 7 days ago

Indiana high-yield MMA rates currently average 1.581% APY.

Standard MMA — IN Avg
1.545%
Unchanged vs 7 days ago

Indiana standard MMA rates currently average 1.545% APY.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Shoals, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Shoals, Indiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Shoals, Indiana

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Indiana.

Are Money Market accounts in Shoals, Indiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.

How often do MMA rates change in Shoals, Indiana?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Shoals, Indiana

Here are some of the highest money market account APYs currently available in Shoals, Indiana and the surrounding area:
  • Hoosier Hills Credit Union
    High Yield Money Market — 4.05% APY
  • United Federal Credit Union
    Money Market Special — 4.00% APY
  • The Huntington National Bank
    Huntington Relationship Money Market — 3.82% APY
  • Centier Bank
    Money Market Account — 3.75% APY
  • Everence Trust Company
    Indexed money market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Shoals, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 12, 2026

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