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Best Money Market Rates in Monroe, Louisiana (LA) - May 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Monroe, Louisiana and the surrounding area money market deposit account rates include b1BANKb1BANK1411 N 19th St, Monroe, LA 71201A+5.0 ★Texas Ratio: 2.61% MAX Money Market at 3.12% APY, Planters Bank & Trust CompanyPlanters Bank & Trust Company167 Keystone Rd, Monroe, LA 71203A+5.0 ★Texas Ratio: 3.98% High Yield Money Market at 2.95% APY, Cross Keys BankCross Keys Bank167 Keystone Rd, Monroe, LA 71203A5.0 ★Texas Ratio: 6.92% High Yield Money Market at 2.95% APY, First HorizonFirst Horizon8019 Desiard St, Monroe, LA 71203A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Lampco Federal Credit UnionLampco Federal Credit Union1500 N 19th St, Monroe, LA 71201 4942A5.0 ★Texas Ratio: 10.78% Money Market Account at 0.25% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Monroe has 5 local institutions in our database, with money market rates as high as 3.12% APY from b1BANK at 1411 N 19th St, Monroe, LA 71201. Use the table below to compare all available offers, including options from institutions serving the broader Louisiana area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Monroe, Louisiana and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Monroe, Louisiana & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1411 N 19th St, Monroe, LA 71201
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
167 Keystone Rd, Monroe, LA 71203
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Cross Keys Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
167 Keystone Rd, Monroe, LA 71203
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
Money Market Account
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Ascension Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Money Market
3.60%
$0
View
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market Accounts
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

On balance above $350,000

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

On balances of $25,000+

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
e-Z Money Market
2.27%
$1,500
View
▼
Rate2.25%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market Accounts
2.15%
$200,000
View
▼
Rate2.13%
Min Deposit$200,000
Min Balance—
UpdatedMay 10, 2026
Details

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Money Market Account
2.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Over $100,000; ($1,000 Minimum)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market Accounts
2.05%
$150,000
View
▼
Rate2.04%
Min Deposit$150,000
Min Balance—
UpdatedMay 10, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
Money Market
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
Money Market Savings
1.80%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details

Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle

ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
Money Market
1.76%
$1,000
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
e-Z Money Market
1.75%
$1,500
View
▼
Rate1.75%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market Accounts
1.55%
$100,000
View
▼
Rate1.54%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
e-Z Money Market
1.51%
$1,500
View
▼
Rate1.50%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
Money Market
1.51%
$1,000
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market Accounts
1.30%
$50,000
View
▼
Rate1.29%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market k
1.22%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$100

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Premium Money Market
1.22%
$0
View
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market Accounts
1.15%
$25,000
View
▼
Rate1.15%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Money Market
1.15%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
IRA Money Market
1.15%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market Accounts
1.05%
$2,500
View
▼
Rate1.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

On balance above $25,000

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
e-Z Money Market
0.85%
$1,500
View
▼
Rate0.85%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
0.85%
$2,500
View
▼
Rate0.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
0.75%
$2,500
View
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Money Market Accounts
0.75%
$100
View
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
0.65%
$2,500
View
▼
Rate0.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
0.60%
$2,500
View
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Money Market
0.55%
$2,500
View
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Money Market
0.54%
$0
View
▼
Rate0.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
Money Market
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.82%
L'Argent Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Business Money Market Account
0.43%
$0
View
▼
Rate0.43%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
Money Market
0.35%
$1,000
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Business Money Market Account
0.33%
$0
View
▼
Rate0.33%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
Money Market
0.30%
$1,000
View
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
Money Market
0.25%
$1,000
View
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
e-Z Money Market
0.25%
$1,500
View
▼
Rate0.25%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
Money Market
0.20%
$1,000
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.

Acadian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market
0.20%
$2,500
View
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Accounts
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Business Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
I.M.M.A. (Insured Money Market Account)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Monroe, Louisiana and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Monroe, LA Money Market Rate Trends

Compare local Monroe, LA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana MMA Trends →
High-Yield MMA — LA Avg
3.073%
Unchanged vs 7 days ago

Louisiana high-yield MMA rates currently average 3.073% APY.

Standard MMA — LA Avg
0.560%
Unchanged vs 7 days ago

Louisiana standard MMA rates currently average 0.560% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Monroe, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monroe, Louisiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Monroe, Louisiana

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Louisiana.

Are Money Market accounts in Monroe, Louisiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.

How often do MMA rates change in Monroe, Louisiana?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Monroe, Louisiana?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Monroe, Louisiana require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Monroe, Louisiana

Here are some of the highest money market account APYs currently available in Monroe, Louisiana and the surrounding area:
  • b1BANK
    MAX Money Market — 3.12% APY
  • Planters Bank & Trust Company
    High Yield Money Market — 2.95% APY
  • Cross Keys Bank
    High Yield Money Market — 2.95% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
  • Lampco Federal Credit Union
    Money Market Account — 0.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Monroe, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Monroe, Louisiana Rates & Resources

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