Best Money Market Rates in Winnsboro, Louisiana (LA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current Winnsboro, Louisiana and the surrounding area money market deposit account rates include b1BANKb1BANK301 Fair Ave, Winnsboro, LA 71295A+5.0 ★Texas Ratio: 2.61% MAX Money Market at 3.12% APY, Ascension Credit UnionAscension Credit UnionA+5.0 ★Texas Ratio: 0.25% Money Market at 3.60% APY, Essential Credit UnionEssential Credit UnionA5.0 ★Texas Ratio: 11.36% Money Market at 3.60% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, and Chevron Federal Credit UnionChevron Federal Credit UnionA+5.0 ★Texas Ratio: 2.35% Money Market Savings at 3.20% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Winnsboro has 1 local institution in our database, with money market rates as high as 3.12% APY from b1BANK at 301 Fair Ave, Winnsboro, LA 71295. Use the table below to compare all available offers, including options from institutions serving the broader Louisiana area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Winnsboro, Louisiana and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Winnsboro, Louisiana & the Surrounding Area
On balance above $350,000
($2,500 Opening Balance)
On balances of $25,000+
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
($2,500 Opening Balance)
Over $100,000; ($1,000 Minimum)
($2,500 Opening Balance)
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
$100
On balance above $25,000
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Winnsboro, LA Money Market Rate Trends
Compare local Winnsboro, LA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana high-yield MMA rates currently average 3.073% APY.
Louisiana standard MMA rates currently average 0.560% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Winnsboro, Louisiana money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Winnsboro, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Winnsboro, Louisiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Winnsboro, Louisiana
What is a Money Market Account (MMA)?
Are Money Market accounts in Winnsboro, Louisiana safe?
How often do MMA rates change in Winnsboro, Louisiana?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Winnsboro, Louisiana?
Best Money Market Rates in Winnsboro, Louisiana
- b1BANK
MAX Money Market — 3.12% APY - Ascension Credit Union
Money Market — 3.60% APY - Essential Credit Union
Money Market — 3.60% APY - Red River Employees Federal Credit Union
Commercial Money Market — 3.35% APY - Chevron Federal Credit Union
Money Market Savings — 3.20% APY
