Best Money Market Rates in Ellsworth, Maine (ME) - April 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ellsworth, Maine and the surrounding area money market rates include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit UnionA+5.0 ★Texas Ratio: 2.96% Business Money Market Account at 4.00% APY, TruChoice Federal Credit UnionTruChoice Federal Credit UnionA5.0 ★Texas Ratio: 7.63% Money Market Accounts at 3.90% APY, Maine Family Federal Credit UnionMaine Family Federal Credit UnionA+5.0 ★Texas Ratio: 1.39% Mini Money Market Accounts at 3.66% APY, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, MEA5.0 ★Texas Ratio: 8.27% Money Market at 3.60% APY, and Eagle Bank Everett, MAEagle Bank Everett, MAA+5.0 ★Texas Ratio: 0.51% Platinum Money Market at 3.49% APY. Money market rates as of April 4, 2026 according to verified data from MonitorBankRates.
Ellsworth has 5 local institutions in our database, with money market rates as high as 2.75% APY from Seaboard Federal Credit Union at 200 Main St, Ellsworth, ME 04605. Use the table below to compare all available offers, including options from institutions serving the broader Maine area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ellsworth, Maine and surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Money Market Rates Today in Ellsworth, Maine & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
200 Main St, Ellsworth, ME 04605
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
175 High St Ste 7, Ellsworth, ME 04605 1730
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
175 High St Ste 7, Ellsworth, ME 04605 1730
Money Market Account
2.43%
$2,000
▼
Rate2.40%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
175 High St Ste 7, Ellsworth, ME 04605 1730
Money Market Account
2.22%
$2,000
▼
Rate2.20%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
59 Foster St, Ellsworth, ME 04605
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
59 Foster St, Ellsworth, ME 04605
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
59 Foster St, Ellsworth, ME 04605
Money Market Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
59 Foster St, Ellsworth, ME 04605
Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
Money Market
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
Money Market
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
Money Market
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
Money Market
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
66 Main St, Ellsworth, ME 04605
Money Market
0.01%
$100
▼
Rate0.01%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
59 Foster St, Ellsworth, ME 04605
Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Business Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$250,000 - $499,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Business Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$250,000 - $499,999
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Money Market Accounts
3.90%
$2,500
▼
Rate3.83%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Mini Money Market Accounts
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $2,500.00
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Money Market
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Platinum Money Market
3.49%
$20,000
▼
Rate3.44%
Min Deposit$20,000
Min Balance—
UpdatedApr 3, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$250,000 +
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Kasasa Saver* Money Market Account
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Money Market Accounts
2.90%
$2,500
▼
Rate2.86%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.80%
$1,000
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (5)
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.78%
$25,000
▼
Rate2.75%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Accounts
2.75%
$2,500
▼
Rate2.72%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
$50,000+
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Preferred Money Market, IRA & Coverdell ESA
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.63%
$25,000
▼
Rate2.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Accounts
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100,000 - $249,999
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (4)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 - $249,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Business Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 - $249,999
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.48%
$25,000
▼
Rate2.45%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.32%
$25,000
▼
Rate2.30%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
APEX Business Money Market
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$50,000 - $99,999
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (3)
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Business Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
*New to Bank money only
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Personal Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
*New to Bank money only
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
Peak Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Preferred Money Market, IRA & Coverdell ESA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Accounts
2.25%
$2,500
▼
Rate2.23%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
$10,000+
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
IRA Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Accounts <
2.25%
$2,500
▼
Rate2.23%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
$10,000
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.17%
$25,000
▼
Rate2.15%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.15%
$1,000
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Money Market Accounts
2.10%
$2,500
▼
Rate2.08%
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
APEX Ultimate Insured Business Money Market
2.10%
$250,000
▼
Rate2.08%
Min Deposit$250,000
Min Balance—
UpdatedMar 25, 2026
Details
Currently Closed to New Shares
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
APEX Ultimate Insured Business Money Market (Currently Closed to New Shares)
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
2.02%
$10,000
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 4, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.90%
$1,000
▼
Rate1.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
1.51%
$10,000
▼
Rate1.50%
Min Deposit$10,000
Min Balance—
UpdatedApr 4, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Business Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
*New to Bank money only
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Personal Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
*New to Bank money only
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.50%
$1,000
▼
Rate1.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.40%
$100
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.10%
$100
▼
Rate1.09%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ellsworth, Maine and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ellsworth, ME Money Market Rate Trends
Compare local Ellsworth, ME money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ME Avg
1.112%
▲ 0.733 vs 7 days ago
Maine high-yield MMA rates rose 0.733 points over the past 7 days to 1.112% APY.
Standard MMA — ME Avg
0.699%
▼ 0.131 vs 7 days ago
Maine standard MMA rates fell 0.131 points over the past 7 days to 0.699% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Ellsworth, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ellsworth, Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ellsworth, Maine
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.
Are Money Market accounts in Ellsworth, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do MMA rates change in Ellsworth, Maine?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Ellsworth, Maine
Here are some of the highest money market account APYs currently available in Ellsworth, Maine and the surrounding area:
- Atlantic Regional Federal Credit Union
Business Money Market Account — 4.00% APY - TruChoice Federal Credit Union
Money Market Accounts — 3.90% APY - Maine Family Federal Credit Union
Mini Money Market Accounts — 3.66% APY - Evergreen Credit Union Portland, ME
Money Market — 3.60% APY - Eagle Bank Everett, MA
Platinum Money Market — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ellsworth, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
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