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Best Money Market Rates in Scarborough, Maine (ME) - May 2026

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| ✓Fact Checked | Last Updated: May 12, 2026

Current Scarborough, Maine and the surrounding area money market deposit account rates include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union2 Ginn Rd, Scarborough, ME 04074A+5.0 ★Texas Ratio: 2.96% Business Money Market at 4.00% APY, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME617 US Route 1, Scarborough, ME 04074 9714A5.0 ★Texas Ratio: 8.27% Money Market at 3.60% APY, Town & Country Federal Credit UnionTown & Country Federal Credit Union257 US Route 1, Scarborough, ME 04074A+5.0 ★Texas Ratio: 3.10% Money Market at 3.04% APY, cPort Credit UnioncPort Credit Union313 US Route 1, Scarborough, ME 04074A5.0 ★Texas Ratio: 6.99% Money Market Plus Account at 2.78% APY, and Saco & Biddeford SavingsSaco & Biddeford Savings41 Gorham Rd, Scarborough, ME 04074A+5.0 ★Texas Ratio: 4.27% Essential Money Market at 2.10% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Scarborough has 8 local institutions in our database, with money market rates as high as 4.00% APY from Atlantic Regional Federal Credit Union at 2 Ginn Rd, Scarborough, ME 04074. Use the table below to compare all available offers, including options from institutions serving the broader Maine area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Scarborough, Maine and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Scarborough, Maine & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market Account
4.00%
$250,000
View
▼
Rate3.93%
Min Deposit$250,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Business Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$250,000 - $499,999

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Money Market
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
257 US Route 1, Scarborough, ME 04074
Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$250,000 +

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
313 US Route 1, Scarborough, ME 04074
Money Market Plus Account
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
313 US Route 1, Scarborough, ME 04074
Money Market Plus Account
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
257 US Route 1, Scarborough, ME 04074
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$100,000 - $249,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market Account
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$100,000 - $249,999

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
313 US Route 1, Scarborough, ME 04074
Money Market Plus Account
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
313 US Route 1, Scarborough, ME 04074
Money Market Plus Account
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Business Money Market
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
257 US Route 1, Scarborough, ME 04074
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$50,000 - $99,999

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
313 US Route 1, Scarborough, ME 04074
Money Market Plus Account
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Ultimate Insured Business Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
41 Gorham Rd, Scarborough, ME 04074
Essential Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
313 US Route 1, Scarborough, ME 04074
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

No minimum balance to open Money Market Account. $2,500 minimum balance required to earn dividends.

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
313 US Route 1, Scarborough, ME 04074
Money Market Plus Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$50,000 - $99,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market Account
2.00%
$50,000
View
▼
Rate1.98%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Ultimate Insured Money Market
1.90%
$0
View
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
1.85%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
41 Gorham Rd, Scarborough, ME 04074
Essential Money Market
1.85%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
257 US Route 1, Scarborough, ME 04074
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$25,000 - $49,999

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Ultimate Insured Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$10,000 - $49,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market Account
1.50%
$10,000
View
▼
Rate1.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Money Market
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Business Money Market
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Ultimate Insured Money Market
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Ultimate Insured Business Money Market
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
257 US Route 1, Scarborough, ME 04074
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$10,000 - $24,999

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
41 Gorham Rd, Scarborough, ME 04074
Essential Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Money Market
1.10%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Ultimate Insured Money Market
1.10%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
257 US Route 1, Scarborough, ME 04074
Money Market
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$2,000 - $9,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Business Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$5,000 - $9,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market Account
1.00%
$5,000
View
▼
Rate0.99%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
41 Gorham Rd, Scarborough, ME 04074
Essential Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
241 Us Route 1, Scarborough, ME 04074
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Ultimate Insured Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Ultimate Insured Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Currently Closed to New Shares

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
IRA Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
617 US Route 1, Scarborough, ME 04074 9714
APEX Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
2 Ginn Rd, Scarborough, ME 04074
Money Market Account
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
241 Us Route 1, Scarborough, ME 04074
Money Market Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
241 Us Route 1, Scarborough, ME 04074
Money Market Account
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
41 Gorham Rd, Scarborough, ME 04074
Essential Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
inBusinessTM Money Market Savings2
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
inBusinessTM Money Market Savings2
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
241 Us Route 1, Scarborough, ME 04074
Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
41 Gorham Rd, Scarborough, ME 04074
Essential Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

2

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
inBusinessTM Money Market Savings2
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
Money Market Accounts
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
41 Gorham Rd, Scarborough, ME 04074
Essential Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
Money Market Accounts
0.08%
$0
View
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
Money Market Accounts
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
inBusinessTM Money Market Savings2
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Katahdin Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
136 Us Route 1, Scarborough, ME 04074
Evergreen Money Market Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
Money Market Accounts
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
158 US 1, Scarborough, ME 04074
inBusinessTM Money Market Savings2
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Katahdin Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
136 Us Route 1, Scarborough, ME 04074
Evergreen Money Market Account
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
241 Us Route 1, Scarborough, ME 04074
Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.80%
$1,000
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
2.55%
$100
View
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.15%
$1,000
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
2.02%
$10,000
View
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.90%
$1,000
View
▼
Rate1.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
1.51%
$10,000
View
▼
Rate1.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.50%
$1,000
View
▼
Rate1.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.40%
$100
View
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.31%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.10%
$100
View
▼
Rate1.09%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Scarborough, Maine and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Scarborough, ME Money Market Rate Trends

Compare local Scarborough, ME money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maine MMA Trends →
High-Yield MMA — ME Avg
3.070%
Unchanged vs 7 days ago

Maine high-yield MMA rates currently average 3.070% APY.

Standard MMA — ME Avg
0.399%
Unchanged vs 7 days ago

Maine standard MMA rates currently average 0.399% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Scarborough, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Scarborough, Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Scarborough, Maine

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.

Are Money Market accounts in Scarborough, Maine safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.

How often do MMA rates change in Scarborough, Maine?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Scarborough, Maine?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Scarborough, Maine require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Scarborough, Maine

Here are some of the highest money market account APYs currently available in Scarborough, Maine and the surrounding area:
  • Atlantic Regional Federal Credit Union
    Business Money Market — 4.00% APY
  • Evergreen Credit Union Portland, ME
    Money Market — 3.60% APY
  • Town & Country Federal Credit Union
    Money Market — 3.04% APY
  • cPort Credit Union
    Money Market Plus Account — 2.78% APY
  • Saco & Biddeford Savings
    Essential Money Market — 2.10% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Scarborough, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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