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Best Money Market Rates in Topsham, Maine (ME) - May 2026

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| ✓Fact Checked | Last Updated: May 12, 2026

Current Topsham, Maine and the surrounding area money market deposit account rates include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union3 Union Park RD, Topsham, ME 04086A+5.0 ★Texas Ratio: 2.96% Business Money Market at 4.00% APY, Downeast Credit UnionDowneast Credit Union94 Main St, Topsham, ME 04086A+5.0 ★Texas Ratio: 4.39% Money Markets at 2.50% APY, Norway Savings BankNorway Savings Bank47 Topsham Fair Mall Rd, Topsham, ME 04086A+5.0 ★Texas Ratio: 0.74% inBusinessTM Money Market Savings2 at 0.40% APY, Camden National BankCamden National Bank16 Topsham Fair Mall Rd, Topsham, ME 04086A+5.0 ★Texas Ratio: 0.98% Money Market at 0.20% APY, and Community Credit UnionCommunity Credit UnionA5.0 ★Texas Ratio: 13.38% Money Market Account at 4.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Topsham has 4 local institutions in our database, with money market rates as high as 4.00% APY from Atlantic Regional Federal Credit Union at 3 Union Park RD, Topsham, ME 04086. Use the table below to compare all available offers, including options from institutions serving the broader Maine area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Topsham, Maine and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Topsham, Maine & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market Account
4.00%
$250,000
View
▼
Rate3.93%
Min Deposit$250,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Business Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$250,000 - $499,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
94 Main St, Topsham, ME 04086
Money Markets
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market Account
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$100,000 - $249,999

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
94 Main St, Topsham, ME 04086
Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
94 Main St, Topsham, ME 04086
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market Account
2.00%
$50,000
View
▼
Rate1.98%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$50,000 - $99,999

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
94 Main St, Topsham, ME 04086
Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
1.85%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
94 Main St, Topsham, ME 04086
Money Market
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$10,000 - $49,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market Account
1.50%
$10,000
View
▼
Rate1.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Business Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$5,000 - $9,999

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market Account
1.00%
$5,000
View
▼
Rate0.99%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$1,000 - $4,999 (Savings)

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Savings

Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
3 Union Park RD, Topsham, ME 04086
Money Market Account
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
inBusinessTM Money Market Savings2
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
inBusinessTM Money Market Savings2
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
16 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market
0.20%
$100
View
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

2

Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
16 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
inBusinessTM Money Market Savings2
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market Accounts
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
16 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market Accounts
0.08%
$0
View
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market Accounts
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
inBusinessTM Money Market Savings2
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
16 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market Accounts
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
47 Topsham Fair Mall Rd, Topsham, ME 04086
inBusinessTM Money Market Savings2
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
16 Topsham Fair Mall Rd, Topsham, ME 04086
Money Market
0.01%
$100
View
▼
Rate0.01%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
94 Main St, Topsham, ME 04086
Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
Money Market Account
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Mini Money Market Accounts
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Qualifying balance up to $2,500.00

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
Money Market
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$250,000 +

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.80%
$1,000
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (5)
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Minimum Balance $2500

Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Accounts
2.75%
$2,500
View
▼
Rate2.72%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

$50,000+

University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Preferred Money Market, IRA & Coverdell ESA
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

As High As

Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Accounts
2.68%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Money Market Account
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
2.55%
$100
View
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (4)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
Money Market
2.53%
$2,000
View
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 12, 2026
Details

Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$100,000 - $249,999

Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Accounts
2.48%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Money Market
2.45%
$0
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
Money Market Plus Account
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
APEX Business Money Market
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (3)
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.15%
$1,000
View
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
2.02%
$10,000
View
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.90%
$1,000
View
▼
Rate1.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
1.85%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
1.51%
$10,000
View
▼
Rate1.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.50%
$1,000
View
▼
Rate1.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.40%
$100
View
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.31%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.10%
$100
View
▼
Rate1.09%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
0.75%
$100
View
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Topsham, Maine and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Topsham, ME Money Market Rate Trends

Compare local Topsham, ME money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maine MMA Trends →
High-Yield MMA — ME Avg
3.070%
▲ 0.011 vs 7 days ago

Maine high-yield MMA rates rose 0.011 points over the past 7 days to 3.070% APY.

Standard MMA — ME Avg
0.399%
▼ 0.012 vs 7 days ago

Maine standard MMA rates fell 0.012 points over the past 7 days to 0.399% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Topsham, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Topsham, Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Topsham, Maine

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.

Are Money Market accounts in Topsham, Maine safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.

How often do MMA rates change in Topsham, Maine?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Topsham, Maine?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Topsham, Maine require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Topsham, Maine

Here are some of the highest money market account APYs currently available in Topsham, Maine and the surrounding area:
  • Atlantic Regional Federal Credit Union
    Business Money Market — 4.00% APY
  • Downeast Credit Union
    Money Markets — 2.50% APY
  • Norway Savings Bank
    inBusinessTM Money Market Savings2 — 0.40% APY
  • Camden National Bank
    Money Market — 0.20% APY
  • Community Credit Union
    Money Market Account — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Topsham, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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