Best Money Market Rates in Maryland (MD) - April 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Maryland money market rates include CFG BankCFG Bank11 W Ridgely Rd, Lutherville, MD 21093A5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY, Citizens BankCitizens Bank7637 Old Georgetown Rd, Bethesda, MD 20814A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Transit Employees Federal Credit UnionTransit Employees Federal Credit Union6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426A+5.0 ★Texas Ratio: 2.14% Paramount Money Market at 3.75% APY, The Bank of Glen BurnieThe Bank of Glen Burnie101 Crain Hwy S, Glen Burnie, MD 21061A+5.0 ★Texas Ratio: 4.44% Money Market ADVANTAGE Account at 3.66% APY, and Glen Burnie MSBGlen Burnie MSB1 Crain Hwy S, Glen Burnie, MD 21061A5.0 ★Texas Ratio: 9.65% Money Market ADVANTAGE Account at 3.66% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Maryland side-by-side. Maryland money market rates currently reach as high as 3.80% APY from CFG Bank at 11 W Ridgely Rd, Lutherville, MD 21093. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Maryland and surrounding area. Last Updated and Verified: April 19, 2026
Compare the Best Money Market Rates Today in Maryland
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
11 W Ridgely Rd, Lutherville, MD 21093
CFG High Yield Money Market In Branch
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
May add deposits at anytime. See below for account details.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
11 W Ridgely Rd, Lutherville, MD 21093
CFG High Yield Money Market Online
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
May add deposits at anytime, no check writing privileges. See below for account details.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
1 Crain Hwy S, Glen Burnie, MD 21061
Money Market ADVANTAGE Account
3.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
101 Crain Hwy S, Glen Burnie, MD 21061
Money Market ADVANTAGE Account
3.66%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $25,000.00
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 9
3.60%
$100
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD 21713
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
New money deposit of $10,000.
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD 20774
Premium Insured Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD 20815
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Money Market Advantage Checking
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
On Balances Between $25,000 and $250,000.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
11 W Ridgely Rd, Lutherville, MD 21093
ICS Money Market
3.10%
$250,000
▼
Rate3.06%
Min Deposit$250,000
Min Balance—
UpdatedApr 16, 2026
Details
May add deposits at anytime, check writing allowed, and ATM card issued upon request
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
213 Main St, New Windsor, MD 21776
SELECT MONEY MARKET
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account and up
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$500,000.00
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
2.30%
$0
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Traditional, Roth, Education
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
High Yield Money Market Account
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$750,000 and up
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Traditional, Roth, Education
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account
2.13%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$250,000.00 - $499,999.99
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Account
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
For balances greater than $50,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Includes Traditional, Roth & Education IRAs
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Accounts & IRAs
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
for balances greater than $50,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account
2.03%
$0
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$0.00 - $249,999.99
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Includes Traditional, Roth & Education IRAs
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Accounts & IRAs
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
for balances from $20,000 - $49,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
For balances from $20,000 to $49,999
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 8
2.00%
$100
▼
Rate1.99%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
High Yield Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$500,000 - $749,999.99
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD 21713
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$249,999.01 - $999,999
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
IRA Money Market Accounts
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Includes Traditional, Roth & Education IRAs
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Account
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
For balances from $2,500 to $19,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD 20910
Money Market Accounts & IRAs
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
for balances from $100 - $19,999
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD 20746
Premium High-Yield Money Market Account
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD 20707
Money Market
1.76%
$2,500
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
Premium Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD 21742
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rates are variable and are subject to change at any time.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD 21742
Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD 20874 2627
Commercial Money Market Account
1.70%
$1,500
▼
Rate1.69%
Min Deposit$1,500
Min Balance—
UpdatedApr 18, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD 21713
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$99,999.01 - $249,999
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD 21742
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rates are variable and are subject to change at any time.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD 21502
Money Market Accounts
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD 20707
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD 20735 1730
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
106 S Division St, Salisbury, MD 21801
Gold Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
APL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
11050 Johns Hopkins Rd, Laurel, MD 20723
IRA MONEY MARKET
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD 20874 2627
Commercial Money Market Account
1.50%
$1,500
▼
Rate1.49%
Min Deposit$1,500
Min Balance—
UpdatedApr 18, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
High Yield Money Market Account
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$200,000 - $499,999.99
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Money Market
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD 20735 1730
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Business Money Market
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD 20735 1730
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 7
1.30%
$100
▼
Rate1.29%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Business Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 6
1.25%
$100
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD 20735 1730
Money Market Savings Tier 3
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD 20735 1730
Money Market Savings Tier 2
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD 20735 1730
Money Market Savings Tier 1
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
106 S Division St, Salisbury, MD 21801
Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD 20603
Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 5
1.00%
$100
▼
Rate0.99%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD 21713
Platinum Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$49,999.01 - $99,999
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Arundel Federal Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
655 Crain Hwy S, Glen Burnie, MD 21061
Money Market Savings
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Maryland and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Maryland Money Market Rate Trends
Compare local Maryland money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MD Avg
3.320%
▲ 0.199 vs 7 days ago
Maryland high-yield MMA rates rose 0.199 points over the past 7 days to 3.320% APY.
Standard MMA — MD Avg
0.645%
▼ 0.259 vs 7 days ago
Maryland standard MMA rates fell 0.259 points over the past 7 days to 0.645% APY.
As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Maryland
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.
Are Money Market accounts in Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do MMA rates change in Maryland?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Maryland
Here are some of the highest money market account APYs currently available in Maryland:
- CFG Bank
CFG High Yield Money Market In Branch — 3.80% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Transit Employees Federal Credit Union
Paramount Money Market — 3.75% APY - The Bank of Glen Burnie
Money Market ADVANTAGE Account — 3.66% APY - Glen Burnie MSB
Money Market ADVANTAGE Account — 3.66% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026
Cities in Maryland
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