MonitorBankRates
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Best Money Market Rates in Bel Air, Maryland - June 2026

Current Bel Air, Maryland and the surrounding area money market deposit account rates include Harford BankHarford Bank505 S Main St, Bel Air, MD 21014A5.0 ★Texas Ratio: 11.55% Community Money Market Account at 3.60% APY, TruistTruist402 Baltimore Pike, Bel Air, MD 21014A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU2113 Laurel Bush Rd, Bel Air, MD 21015 6156A+5.0 ★Texas Ratio: 5.98% High Yield Money Market Account at 2.25% APY, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1304 E Churchville Rd, Bel Air, MD 21014A5.0 ★Texas Ratio: 8.78% Money Market/Money Market IRA at 0.95% APY, and CFG BankCFG BankA5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.

Bel Air has 4 local institutions in our database, with money market rates as high as 3.60% APY from Harford Bank at 505 S Main St, Bel Air, MD 21014. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Bel Air, Maryland and surrounding area. Last Updated and Verified: June 23, 2026

Compare the Best Money Market Rates Today in Bel Air, Maryland & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
505 S Main St, Bel Air, MD 21014
Community Money Market Account
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum balance to open $100

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
402 Baltimore Pike, Bel Air, MD 21014
Small Business Money Market Account
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
High Yield Money Market Account
2.25%
$0
Rate2.22%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU

Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
505 S Main St, Bel Air, MD 21014
Community Money Market Account
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum balance to open $100

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
High Yield Money Market Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
High Yield Money Market Account
1.50%
$0
Rate1.48%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU

Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
505 S Main St, Bel Air, MD 21014
Community Money Market Account
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum balance to open $100

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
High Yield Money Market Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU

Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
505 S Main St, Bel Air, MD 21014
Community Money Market Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum balance to open $100

Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
505 S Main St, Bel Air, MD 21014
Community Money Market Account
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum balance to open $100

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market IRA
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Subject to state and federal rules and penalties, as applicable.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Fees may reduce earnings on the account.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
High Yield Money Market Account
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD 21014
Money Market/Money Market IRA
0.95%
$0
Rate0.95%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Fees may reduce earnings on the account.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market IRA
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Subject to state and federal rules and penalties, as applicable.

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD 21014
Money Market/Money Market IRA
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD 21014
Money Market/Money Market IRA
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Fees may reduce earnings on the account.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market IRA
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Subject to state and federal rules and penalties, as applicable.

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD 21014
Money Market/Money Market IRA
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market
0.40%
$0
Rate0.39%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Fees may reduce earnings on the account.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market IRA
0.40%
$0
Rate0.39%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Subject to state and federal rules and penalties, as applicable.

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD 21014
Money Market/Money Market IRA
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market
0.35%
$0
Rate0.34%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Fees may reduce earnings on the account. Minimum opening deposit of $2,500; $10 monthly fee if balance falls below $2,500.

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
Tiered Money Market IRA
0.35%
$0
Rate0.34%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum balance $100; subject to state and federal rules and penalties, as applicable.

Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
505 S Main St, Bel Air, MD 21014
Community Money Market Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum balance to open $100

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
2113 Laurel Bush Rd, Bel Air, MD 21015 6156
High Yield Money Market Account
0.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU

Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD 21014
Money Market/Money Market IRA
0.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
CFG High Yield Money Market In Branch
3.80%
$1,000
Rate3.74%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

May add deposits at anytime. See below for account details.

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
CFG High Yield Money Market Online
3.80%
$1,000
Rate3.74%
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

May add deposits at anytime, no check writing privileges. See below for account details.

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market special
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Special rate

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market Tier 9
3.65%
$0
Rate3.59%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Money Market New Money
3.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balances $0-$999 earn 0.00% APY; $1,000 -$9,999 earn 0.40% APY; $10,000 or more earn 3.55% APY. Rate may change after account is opened.

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Promotional Money Market Account
3.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

A $10,000 deposit of new money is required.

The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Money Market ADVANTAGE Account
3.51%
$25,000
Rate3.45%
Min Deposit$25,000
Min Balance
UpdatedJun 22, 2026
Details

Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
Money Market ADVANTAGE Account
3.51%
$25,000
Rate3.45%
Min Deposit$25,000
Min Balance
UpdatedJun 23, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

$15,000+

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
Premium Insured Money Market Account
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Advantage Checking
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$25,000 Minimum to Open On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ICS Money Market
3.50%
$250,000
Rate3.44%
Min Deposit$250,000
Min Balance
UpdatedJun 16, 2026
Details

May add deposits at anytime, check writing allowed, and ATM card issued upon request.

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market T1
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Compounding Frequency: Daily

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.65%
$0
Rate2.61%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market Tier 8
2.65%
$0
Rate2.62%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Market Account
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market T2
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
SELECT MONEY MARKET ACCOUNT
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Enjoy the advantages of a savings and checking account with flexible access by writing checks or using an ATM.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Account
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.33%
$0
Rate2.30%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Visit or Call

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Account
2.30%
$0
Rate2.27%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Market Account
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

for balances greater than $50,000

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
2.17%
$0
Rate2.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

for balances from $20,000 to $49,999

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.15%
$0
Rate2.12%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.13%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Visit or Call

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Accounts & IRAs Traditional, Roth, Education
2.10%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Account
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.03%
$0
Rate2.01%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Visit or Call

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

for balances from $100 - $19,999

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Accounts & IRAs Traditional, Roth, Education
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Accounts
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Market Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market T3
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts (Traditional, Roth & Education IRAs)
1.97%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For balances greater than $50,000

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Account
1.97%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For balances greater than $50,000

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
1.95%
$0
Rate1.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Account
1.92%
$0
Rate1.90%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For balances from $20,000 to $49,999

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts (Traditional, Roth & Education IRAs)
1.92%
$0
Rate1.90%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For balances from $20,000 to $49,999

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Accounts
1.91%
$0
Rate1.90%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Account
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Accounts & IRAs Traditional, Roth, Education
1.87%
$0
Rate1.85%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts (Traditional, Roth & Education IRAs)
1.87%
$0
Rate1.85%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For balances from $100 to $19,999

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Account
1.87%
$0
Rate1.85%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

For balances from $2,500 to $19,999

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market Tier 7
1.70%
$0
Rate1.69%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Platinum Money Market
1.64%
$0
Rate1.63%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Compounding Frequency: Daily

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Business Money Market
1.40%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Money Market
1.40%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market Tier 6
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Money Market
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Business Money Market
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Compounding Frequency: Daily

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Compounding Frequency: Daily

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market Tier 5
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Money Market
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
Business Money Market
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bel Air, Maryland and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bel Air, MD Money Market Rate Trends

Compare local Bel Air, MD money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland MMA Trends →
High-Yield MMA — MD Avg
3.429%
Unchanged vs 7 days ago

Maryland high-yield MMA rates currently average 3.429% APY.

Standard MMA — MD Avg
0.678%
Unchanged vs 7 days ago

Maryland standard MMA rates currently average 0.678% APY.

As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bel Air, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bel Air, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bel Air, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Bel Air, Maryland

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.

Are Money Market accounts in Bel Air, Maryland safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.

How often do MMA rates change in Bel Air, Maryland?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Bel Air, Maryland?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Bel Air, Maryland require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Bel Air, Maryland

Here are some of the highest money market account APYs currently available in Bel Air, Maryland and the surrounding area:
  • Harford Bank
    Community Money Market Account — 3.60% APY
  • Truist
    Small Business Money Market Account — 3.25% APY
  • Aberdeen Proving Ground FCU
    High Yield Money Market Account — 2.25% APY
  • Freedom Of Maryland Federal Credit Union
    Money Market/Money Market IRA — 0.95% APY
  • CFG Bank
    CFG High Yield Money Market In Branch — 3.80% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bel Air, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 23, 2026