Current Bel Air, Maryland and the surrounding area money market deposit account rates include Harford BankHarford Bank505 S Main St, Bel Air, MD 21014A5.0 ★Texas Ratio: 11.55% Community Money Market Account at 3.60% APY, TruistTruist402 Baltimore Pike, Bel Air, MD 21014A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU2113 Laurel Bush Rd, Bel Air, MD 21015 6156A+5.0 ★Texas Ratio: 5.98% High Yield Money Market Account at 2.25% APY, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1304 E Churchville Rd, Bel Air, MD 21014A5.0 ★Texas Ratio: 8.78% Money Market/Money Market IRA at 0.95% APY, and CFG BankCFG BankA5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Bel Air has 4 local institutions in our database, with money market rates as high as 3.60% APY from Harford Bank at 505 S Main St, Bel Air, MD 21014. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bel Air, Maryland and surrounding area. Last Updated and Verified: June 23, 2026
Minimum balance to open $100
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Minimum balance to open $100
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Minimum balance to open $100
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Minimum balance to open $100
Minimum balance to open $100
Subject to state and federal rules and penalties, as applicable.
Fees may reduce earnings on the account.
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500
Fees may reduce earnings on the account.
Subject to state and federal rules and penalties, as applicable.
Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500
Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500
Fees may reduce earnings on the account.
Subject to state and federal rules and penalties, as applicable.
Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500
Fees may reduce earnings on the account.
Subject to state and federal rules and penalties, as applicable.
Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500
Fees may reduce earnings on the account. Minimum opening deposit of $2,500; $10 monthly fee if balance falls below $2,500.
Minimum balance $100; subject to state and federal rules and penalties, as applicable.
Minimum balance to open $100
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
Minimum opening balance of $2,500 for all Money Market/Money Market IRAs. A $10 monthly service. Charge will be assessed when the average monthly minimum balance falls below $2,500
May add deposits at anytime. See below for account details.
May add deposits at anytime, no check writing privileges. See below for account details.
Special rate
Balances $0-$999 earn 0.00% APY; $1,000 -$9,999 earn 0.40% APY; $10,000 or more earn 3.55% APY. Rate may change after account is opened.
A $10,000 deposit of new money is required.
$15,000+
$25,000 Minimum to Open On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
May add deposits at anytime, check writing allowed, and ATM card issued upon request.
Compounding Frequency: Daily
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Enjoy the advantages of a savings and checking account with flexible access by writing checks or using an ATM.
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Visit or Call
for balances greater than $50,000
for balances from $20,000 to $49,999
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Visit or Call
Visit or Call
for balances from $100 - $19,999
For balances greater than $50,000
For balances greater than $50,000
For balances from $20,000 to $49,999
For balances from $20,000 to $49,999
For balances from $100 to $19,999
For balances from $2,500 to $19,999
Compounding Frequency: Daily
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Compounding Frequency: Daily
Compounding Frequency: Daily
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly.
Compare local Bel Air, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield MMA rates currently average 3.429% APY.
Maryland standard MMA rates currently average 0.678% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bel Air, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bel Air, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bel Air, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.