Best Money Market Rates in Aberdeen, Maryland - July 2026
Brian McKay
Brian McKay
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Current Aberdeen, Maryland and the surrounding area money market deposit account rates include Har-co Credit UnionHar-co Credit Union1028 Middleton Rd, Aberdeen, MD 21001 2281A5.0 ★Texas Ratio: 7.51% Business Advantage Money Market at 4.00% APY, Harford BankHarford Bank8 W Bel Air Ave, Aberdeen, MD 21001A5.0 ★Texas Ratio: 11.55% Community Money Market Account Tier 9 at 3.60% APY, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 5.98% High Yield Money Market Account at 2.25% APY, TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, and CFG BankCFG BankA5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Aberdeen has 3 local institutions in our database, with money market rates as high as 4.00% APY from Har-co Credit Union at 1028 Middleton Rd, Aberdeen, MD 21001 2281. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Aberdeen, Maryland and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Aberdeen, Maryland & the Surrounding Area
Guaranteed through June 2026. The minimum qualifying balance required to open and maintain this special 4.00% APY is $25,000 and the maximum balance may not exceed $250,000. After June 30th 2026, the rate will default to the posted money market rate at that time. The APY will be based upon your account balance. APY is accurate as of 1/15/2026.
Minimum balance to open $100
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Fees may reduce earnings on the account.
Minimum balance to open $100
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Fees may reduce earnings on the account.
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Fees may reduce earnings on the account.
Minimum balance to open $100
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Fees may reduce earnings on the account.
Minimum balance to open $100
Fees may reduce earnings on the account.
Minimum balance to open $100
Subject to state and federal rules and penalties, as applicable.
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Fees may reduce earnings on the account.
Subject to state and federal rules and penalties, as applicable.
Fees may reduce earnings on the account.
Minimum balance to open $100
Subject to state and federal rules and penalties, as applicable.
Fees may reduce earnings on the account.
Minimum balance to open $100
Subject to state and federal rules and penalties, as applicable.
Fees may reduce earnings on the account.
Minimum balance $100; subject to state and federal rules and penalties, as applicable.
Fees may reduce earnings on the account. Minimum opening deposit of $2,500; $10 monthly fee if balance falls below $2,500.
Minimum balance to open $100
Minimum balance to open $100
New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Fees may reduce earnings on the account.
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
May add deposits at anytime, no check writing privileges. See below for account details.
May add deposits at anytime. See below for account details.
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($25,000 or more)
Click for full details.
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Compounding Frequency: Daily
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
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Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
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Money Market ($100,000.00 or greater)
Rates are variable and are subject to change at any time.
Dividends are compounded daily and paid monthly. Dividends are earned only on balances over $2,500. If a balance of less than $2,500 is maintained, there is no penalty, but dividends are not paid on the account.
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Rates are variable and are subject to change at any time.
Money Market ($50,000.00 to $99,999.99)
APY effective as of 7.8.2026 and subject to change without notice.
Compounding Frequency: Daily
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Compounding Frequency: Daily
Compounding Frequency: Daily
Compounding Frequency: Daily
Amount: $100,000 and up†
Amount: $50,000 - $99,999.99 †
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Aberdeen, MD Money Market Rate Trends
Compare local Aberdeen, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland high-yield MMA rates fell 0.008 points over the past 7 days to 3.396% APY.
Maryland standard MMA rates rose 0.009 points over the past 7 days to 0.692% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Aberdeen, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Aberdeen, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Aberdeen, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Aberdeen, Maryland
What is a Money Market Account (MMA)?
Are Money Market accounts in Aberdeen, Maryland safe?
How often do MMA rates change in Aberdeen, Maryland?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Aberdeen, Maryland?
Best Money Market Rates in Aberdeen, Maryland
- Har-co Credit Union
Business Advantage Money Market — 4.00% APY - Harford Bank
Community Money Market Account Tier 9 — 3.60% APY - Aberdeen Proving Ground FCU
High Yield Money Market Account — 2.25% APY - Truist
Small Business Money Market Account — 4.00% APY - CFG Bank
CFG High Yield Money Market In Branch — 3.80% APY
